/* ============================================================
   Milestone Financial — Mutual Fund Distributor Website
   Shared stylesheet (all pages)
   ============================================================ */

/* ---------- Design tokens ---------- */
:root {
  /* Rich Royal Ivory & Warm Gold (Light, Clean, Prestigious) */
  --navy-900: #0a1426;
  --navy-800: #101f38;
  --navy-700: #172c4e;
  --navy-600: #1f3b68;

  /* Royal Gold & Warm Brass Accents */
  --gold-500: #c8962c;
  --gold-400: #dfb24d;
  --gold-600: #a97718;
  --gold-rgb: 200, 150, 44;

  /* Pristine Warm Royal Ivory & Silk Cream */
  --ink: #0f1d36;
  --muted: #53627a;
  --bg-soft: #f4ede2;
  --bg-page: #fbf9f5;
  --white: #ffffff;
  --line: #e6ded1;
  --success: #137e50;
  --radius: 18px;
  --shadow: 0 16px 36px rgba(15, 29, 54, 0.05);
  --shadow-lg: 0 24px 50px rgba(15, 29, 54, 0.09);
  --grad-gold: linear-gradient(135deg, #dfb24d 0%, #c8962c 52%, #a97718 100%);
  --grad-navy: linear-gradient(150deg, #101f38 0%, #0a1426 100%);
  --font: 'Poppins', 'Noto Sans Gujarati', 'Noto Sans Devanagari', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

/* ---------- Reset & base ---------- */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  top: 0 !important;
}

body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg-page);
  line-height: 1.68;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  top: 0px !important;
  position: static !important;
}

/* Global word wrapping & legibility for all languages */
p, span, h1, h2, h3, h4, h5, h6, a, button, li, td, th, label, div {
  word-break: normal;
  overflow-wrap: break-word;
}

html.lang-gu,
html.lang-hi {
  font-family: 'Noto Sans Gujarati', 'Noto Sans Devanagari', 'Poppins', sans-serif;
}

html.lang-gu body,
html.lang-hi body {
  line-height: 1.78;
}

html.lang-gu .section-title,
html.lang-hi .section-title,
html.lang-gu .hero-title,
html.lang-hi .hero-title {
  line-height: 1.38;
}

img,
svg {
  display: block;
  max-width: 100%;
}

/* ---------- Scrollbar & selection ---------- */
::selection {
  background: rgba(240, 185, 11, 0.32);
  color: var(--navy-900);
}

::-webkit-scrollbar {
  width: 12px;
}

::-webkit-scrollbar-track {
  background: var(--bg-soft);
}

::-webkit-scrollbar-thumb {
  background: linear-gradient(180deg, var(--navy-700), var(--navy-800));
  border-radius: 999px;
  border: 3px solid var(--bg-soft);
}

::-webkit-scrollbar-thumb:hover {
  background: var(--gold-600);
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

button {
  font-family: inherit;
  cursor: pointer;
}

.container {
  width: min(1140px, 92%);
  margin: 0 auto;
}

.container-wide {
  width: min(1280px, 95%);
  margin: 0 auto;
}

.section {
  padding: 88px 0;
}

.section.soft {
  background: var(--bg-soft);
}

/* ---------- Section headings ---------- */
.section-head {
  max-width: 640px;
  margin: 0 auto 52px;
  text-align: center;
}

.section-head.left {
  margin: 0 0 44px;
  text-align: left;
}

.eyebrow {
  display: inline-block;
  color: var(--gold-600);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(1.7rem, 3.6vw, 2.5rem);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
}

.section-title .gold {
  color: var(--gold-600);
}

.section-sub {
  color: var(--muted);
  margin-top: 14px;
  font-size: 1.02rem;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 30px;
  border-radius: 999px;
  font-size: 0.98rem;
  font-weight: 600;
  border: 2px solid transparent;
  transition: transform 0.2s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease, border-color 0.25s ease;
  white-space: normal;
  text-align: center;
  line-height: 1.35;
}

.btn:hover {
  transform: translateY(-3px);
}

.btn-gold {
  background: var(--grad-gold);
  color: var(--navy-900);
  box-shadow: 0 10px 26px rgba(240, 185, 11, 0.38);
  position: relative;
  overflow: hidden;
}

.btn-gold:hover {
  box-shadow: 0 16px 34px rgba(240, 185, 11, 0.5);
}

.btn-gold::after {
  content: "";
  position: absolute;
  top: 0;
  left: -70%;
  width: 45%;
  height: 100%;
  background: linear-gradient(105deg, transparent, rgba(255, 255, 255, 0.5), transparent);
  transform: skewX(-20deg);
  transition: left 0.55s ease;
}

.btn-gold:hover::after {
  left: 130%;
}

.btn-outline {
  border: 1.5px solid var(--navy-800);
  color: var(--navy-800);
  background: transparent;
}

.btn-outline:hover {
  background: var(--navy-800);
  border-color: var(--navy-800);
  color: #ffffff;
}

.btn-outline-white,
.cta .btn-outline,
.dark-section .btn-outline,
.calc-advisor-cta .btn-outline,
.calc-card-dark .btn-outline,
.swp-vs-fd-section .btn-outline,
[style*="background: var(--grad-navy)"] .btn-outline,
[style*="background: #0b1e3a"] .btn-outline,
[style*="background:#0b1e3a"] .btn-outline {
  border: 1.5px solid rgba(255, 255, 255, 0.65) !important;
  color: #ffffff !important;
  background: rgba(255, 255, 255, 0.12) !important;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.btn-outline-white:hover,
.cta .btn-outline:hover,
.dark-section .btn-outline:hover,
.calc-advisor-cta .btn-outline:hover,
.calc-card-dark .btn-outline:hover,
.swp-vs-fd-section .btn-outline:hover,
[style*="background: var(--grad-navy)"] .btn-outline:hover,
[style*="background: #0b1e3a"] .btn-outline:hover,
[style*="background:#0b1e3a"] .btn-outline:hover {
  background: #ffffff !important;
  color: var(--navy-900) !important;
  border-color: #ffffff !important;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
}

.btn-navy {
  background: var(--navy-800);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(11, 30, 58, 0.3);
}

.btn-navy:hover {
  background: var(--navy-700);
}

.btn-lg {
  padding: 16px 38px;
  font-size: 1.02rem;
}

.btn-sm {
  padding: 10px 22px;
  font-size: 0.88rem;
  font-weight: 600;
}

.btn:focus-visible {
  outline: 3px solid var(--gold-500);
  outline-offset: 3px;
}

/* ---------- Navbar ---------- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 16px 0;
  background: rgba(251, 249, 245, 0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  transition: background 0.3s ease, padding 0.3s ease, box-shadow 0.3s ease;
}

.navbar.scrolled {
  background: rgba(255, 255, 255, 0.98);
  padding: 12px 0;
  box-shadow: 0 8px 30px rgba(15, 29, 54, 0.06), inset 0 -1px 0 rgba(200, 150, 44, 0.2);
}

.navbar .container {
  width: min(1600px, 98%);
  max-width: 1600px;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-left: 0;
  transition: transform 0.2s ease;
  min-width: 0;
  flex-shrink: 0;
}

.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--grad-gold);
  color: var(--navy-900);
  font-size: 1.2rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  display: grid;
  place-items: center;
  box-shadow: 0 4px 16px rgba(200, 150, 44, 0.35);
  flex-shrink: 0;
}

.brand-text {
  color: var(--navy-900);
  font-family: 'Outfit', system-ui, -apple-system, sans-serif;
  font-size: 1.16rem;
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: 0.015em;
  white-space: nowrap;
}

.brand-text small {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold-600);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-top: 2px;
  opacity: 0.95;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(2px, 0.6vw, 10px);
}

.nav-links a:not(.btn) {
  color: var(--navy-900);
  font-size: clamp(0.92rem, 0.96vw, 1.02rem);
  font-weight: 600;
  position: relative;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
  padding: 6px 8px;
  border-radius: 8px;
  white-space: nowrap;
  letter-spacing: -0.01em;
  line-height: 1.3;
}

.nav-links a:not(.btn)::after {
  content: "";
  position: absolute;
  left: 8px;
  right: 8px;
  bottom: 2px;
  height: 2.5px;
  border-radius: 3px;
  background: var(--grad-gold);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 2px 6px rgba(200, 150, 44, 0.45);
}

.nav-links a:not(.btn):hover {
  color: var(--gold-600);
  background: rgba(200, 150, 44, 0.08);
}

.nav-links a:not(.btn).active {
  color: var(--gold-600);
  font-weight: 700;
  background: rgba(200, 150, 44, 0.12);
}

.nav-links a:not(.btn):hover::after,
.nav-links a:not(.btn).active::after {
  transform: scaleX(1);
}

.nav-cta {
  padding: 9px 18px;
  font-size: 0.92rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  white-space: nowrap;
  box-shadow: 0 4px 16px rgba(200, 150, 44, 0.35);
  flex-shrink: 0;
}

/* ---------- Multi-Language Switcher (EN / GU / HI) ---------- */
.nav-lang-item {
  position: relative;
  list-style: none;
  flex-shrink: 0;
}

.lang-dropdown {
  position: relative;
}

.lang-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #ffffff;
  border: 1.5px solid rgba(200, 150, 44, 0.5);
  color: var(--navy-900) !important;
  padding: 9px 16px;
  border-radius: 40px;
  font-family: inherit;
  font-size: 0.92rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.25s ease;
  white-space: nowrap;
  box-shadow: 0 2px 10px rgba(15, 29, 54, 0.06);
}

.lang-btn .lang-current-label {
  color: var(--navy-900) !important;
  font-weight: 700;
  display: inline-block;
}

.lang-btn .lang-arrow {
  color: var(--navy-900) !important;
  opacity: 0.8;
}

.navbar.scrolled .lang-btn {
  color: var(--navy-900) !important;
  background: #ffffff;
  border-color: var(--gold-500);
  box-shadow: 0 3px 14px rgba(15, 29, 54, 0.09);
}

.navbar.scrolled .lang-btn .lang-current-label {
  color: var(--navy-900) !important;
}

.lang-btn:hover,
.lang-dropdown.open .lang-btn {
  border-color: var(--gold-600);
  background: #fdfaf3;
  color: var(--navy-900) !important;
  box-shadow: 0 4px 18px rgba(200, 150, 44, 0.22);
}

.lang-btn:hover .lang-current-label,
.lang-dropdown.open .lang-btn .lang-current-label {
  color: var(--navy-900) !important;
}

.lang-globe-icon {
  width: 15px;
  height: 15px;
  color: var(--gold-500);
  flex-shrink: 0;
}

.lang-arrow {
  width: 12px;
  height: 12px;
  opacity: 0.7;
  transition: transform 0.25s ease;
}

.lang-dropdown.open .lang-arrow {
  transform: rotate(180deg);
}

.lang-menu {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  background: #ffffff;
  border: 1px solid #e2d9cb;
  border-radius: 14px;
  box-shadow: 0 16px 36px rgba(10, 20, 38, 0.15);
  padding: 6px;
  min-width: 195px;
  list-style: none;
  z-index: 10000;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s ease;
}

.lang-dropdown.open .lang-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.lang-menu li {
  margin: 0;
  padding: 0;
  list-style: none;
}

.lang-opt {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 9px 12px;
  border: none;
  background: transparent;
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.86rem;
  font-weight: 600;
  color: #1e293b;
  cursor: pointer;
  transition: all 0.18s ease;
  text-align: left;
}

.lang-opt:hover {
  background: #fbf7ee;
  color: #b45309;
}

.lang-opt.active {
  background: #fdf5e6;
  color: #0f172a;
  font-weight: 700;
}

.lang-opt-left {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.lang-check {
  color: #10b981;
  font-size: 0.88rem;
  opacity: 0;
  transition: opacity 0.18s ease;
}

.lang-opt.active .lang-check {
  opacity: 1;
}

/* ============================================================
   Complete Google Translate Toolbar Annihilation & Clean UI
   ============================================================ */
html {
  top: 0 !important;
}

body {
  top: 0px !important;
  position: static !important;
}

iframe.goog-te-banner-frame,
.goog-te-banner-frame,
.goog-te-banner,
#goog-gt-tt,
.goog-te-balloon-frame,
.goog-tooltip,
.goog-tooltip:hover,
iframe[src*="translate.googleapis.com"],
iframe[src*="translate.google.com"],
.skiptranslate.goog-te-banner-frame {
  display: none !important;
  visibility: hidden !important;
  opacity: 0 !important;
  height: 0 !important;
  max-height: 0 !important;
  width: 0 !important;
  overflow: hidden !important;
  pointer-events: none !important;
  z-index: -99999 !important;
}

body > .skiptranslate:not(.lang-dropdown) {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
}

.goog-text-highlight {
  background: transparent !important;
  background-color: transparent !important;
  box-shadow: none !important;
  border: none !important;
}

#google_translate_element {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
}


.nav-toggle {
  display: none;
  background: #ffffff;
  border: 1.5px solid rgba(200, 150, 44, 0.4);
  border-radius: 12px;
  width: 44px;
  height: 44px;
  color: var(--navy-900);
  font-size: 1.6rem;
  font-weight: 700;
  line-height: 1;
  cursor: pointer;
  align-items: center;
  justify-content: center;
  padding: 0;
  box-shadow: 0 2px 10px rgba(15, 29, 54, 0.08), 0 1px 2px rgba(200, 150, 44, 0.12);
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  z-index: 105;
  -webkit-tap-highlight-color: transparent;
}

.nav-toggle:hover {
  background: #fdfaf3;
  color: var(--gold-600);
  border-color: var(--gold-500);
  box-shadow: 0 4px 16px rgba(200, 150, 44, 0.25);
  transform: translateY(-1px);
}

.nav-toggle:active {
  transform: scale(0.95);
}

.nav-toggle:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
}

.nav-toggle-icon {
  display: block;
  width: 22px;
  height: 22px;
  stroke: currentColor;
  transition: transform 0.2s ease;
}

.nav-toggle.is-active,
.nav-toggle[aria-expanded="true"] {
  background: var(--navy-900);
  color: #ffffff;
  border-color: var(--gold-500);
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.3);
}

.nav-toggle.is-active:hover,
.nav-toggle[aria-expanded="true"]:hover {
  background: var(--navy-800);
  color: var(--gold-400);
}

/* ---------- Hero (home) ---------- */
.hero {
  position: relative;
  background: var(--bg-page);
  color: var(--ink);
  padding: 160px 0 100px;
  overflow: hidden;
  border-bottom: 1px solid var(--line);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(200, 150, 44, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(200, 150, 44, 0.05) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse at 50% 40%, #000 40%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at 50% 40%, #000 40%, transparent 80%);
}

.blob,
.blob-1,
.blob-2,
.blob-3 {
  display: none !important;
}

@keyframes blobFloat {

  0%,
  100% {
    transform: translate(0, 0) scale(1);
  }

  50% {
    transform: translate(24px, -26px) scale(1.08);
  }
}

.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #ffffff;
  border: 1px solid var(--line);
  padding: 9px 18px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 26px;
  box-shadow: 0 4px 12px rgba(15, 29, 54, 0.04);
}

.hero-badge .pulse {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-500);
  box-shadow: 0 0 0 0 rgba(200, 150, 44, 0.6);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% {
    box-shadow: 0 0 0 0 rgba(200, 150, 44, 0.55);
  }

  70% {
    box-shadow: 0 0 0 10px rgba(200, 150, 44, 0);
  }

  100% {
    box-shadow: 0 0 0 0 rgba(200, 150, 44, 0);
  }
}

.hero-title {
  color: var(--ink);
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  font-weight: 800;
  line-height: 1.16;
  letter-spacing: -0.025em;
}

.hero-title .gold {
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero-sub {
  margin-top: 22px;
  color: var(--muted);
  font-size: 1.08rem;
  max-width: 520px;
}

.hero-cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 36px;
}

.hero-points {
  display: flex;
  gap: 26px;
  flex-wrap: wrap;
  margin-top: 42px;
}

.hero-point {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 0.92rem;
  color: var(--ink);
  font-weight: 600;
}

.hero-point svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  stroke: var(--gold-600) !important;
}

.hero-art {
  position: relative;
  display: grid;
  place-items: center;
}

/* Portrait composition */
.portrait-wrap {
  position: relative;
  width: min(400px, 86%);
  aspect-ratio: 1;
  display: grid;
  place-items: center;
}

.orbit {
  position: absolute;
  border-radius: 50%;
  border: 1.5px dashed rgba(247, 205, 62, 0.4);
}

.orbit-1 {
  width: 92%;
  height: 92%;
  animation: spinSlow 32s linear infinite;
}

.orbit-2 {
  width: 118%;
  height: 118%;
  border-color: rgba(255, 255, 255, 0.14);
  animation: spinSlow 46s linear infinite reverse;
}

@keyframes spinSlow {
  to {
    transform: rotate(360deg);
  }
}

.portrait-ring {
  position: relative;
  width: 74%;
  aspect-ratio: 1;
  border-radius: 50%;
  padding: 10px;
  background: var(--grad-gold);
  box-shadow: 0 30px 70px rgba(0, 0, 0, 0.4), 0 0 90px rgba(247, 205, 62, 0.22);
  z-index: 2;
  animation: ringFloat 6s ease-in-out infinite;
}

.portrait-ring img {
  width: 100%;
  aspect-ratio: 1;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 20%;
  border: 4px solid var(--navy-800);
  background: var(--navy-800);
}

@keyframes ringFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-12px);
  }
}

.portrait-tag {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  z-index: 5;
  background: #ffffff;
  border: 1.5px solid rgba(200, 150, 44, 0.45);
  border-radius: 14px;
  padding: 8px 22px;
  text-align: center;
  white-space: nowrap;
  box-shadow: 0 14px 32px rgba(15, 29, 54, 0.1);
}

.portrait-tag strong {
  display: block;
  color: var(--navy-900);
  font-size: 1.05rem;
  font-weight: 700;
  line-height: 1.2;
}

.portrait-tag span {
  display: block;
  color: var(--gold-600);
  font-size: 0.7rem;
  letter-spacing: 0.08em;
  font-weight: 700;
  text-transform: uppercase;
  margin-top: 2px;
}

.hero-chip {
  position: absolute;
  z-index: 4;
  display: flex;
  align-items: center;
  gap: 10px;
  background: #ffffff;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  padding: 10px 16px;
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--navy-900);
  box-shadow: 0 12px 28px rgba(15, 29, 54, 0.08);
  animation: chipFloat 5s ease-in-out infinite;
  white-space: nowrap;
}

.hero-chip span {
  color: var(--navy-900);
  font-weight: 700;
}

.hero-chip .chip-ico {
  width: 34px;
  height: 34px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  font-size: 1rem;
  color: #ffffff;
}

.hero-chip small {
  display: block;
  font-weight: 500;
  color: var(--muted);
  font-size: 0.74rem;
  margin-top: 1px;
}

/* Non-overlapping quadrant placement */
.chip-1 {
  top: 4%;
  right: -6%;
}

.chip-2 {
  bottom: 12%;
  right: -6%;
  animation-delay: -2.4s;
}

.chip-3 {
  top: 8%;
  left: -8%;
  animation-delay: -1.2s;
}

@keyframes chipFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-12px);
  }
}

/* ---------- Stats band & Authentic Client Summary Dashboard ---------- */
.stats-band {
  position: relative;
  z-index: 10;
  margin-top: -65px;
}

.client-summary-wrapper {
  max-width: 1140px;
  margin: 0 auto;
}

.summary-top-badge-row {
  display: flex;
  justify-content: center;
  margin-bottom: 14px;
}

.verified-track-pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: #ffffff;
  color: var(--navy-900);
  border: 1.5px solid var(--line);
  padding: 7px 22px;
  border-radius: 30px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  box-shadow: 0 4px 14px rgba(15, 29, 54, 0.05);
}

.live-dot-green {
  width: 8px;
  height: 8px;
  background: #10b981;
  border-radius: 50%;
  box-shadow: 0 0 10px #10b981;
  animation: pulseLiveDot 2s infinite ease-in-out;
}

@keyframes pulseLiveDot {

  0%,
  100% {
    transform: scale(1);
    opacity: 1;
  }

  50% {
    transform: scale(1.3);
    opacity: 0.6;
  }
}

.client-summary-card {
  background: #ffffff;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 22px 50px rgba(11, 30, 58, 0.12);
  padding: 26px 30px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.client-summary-card:hover {
  box-shadow: 0 30px 65px rgba(11, 30, 58, 0.16);
}

.summary-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
  flex-wrap: wrap;
  gap: 12px;
}

.summary-title {
  font-size: 1.4rem;
  font-weight: 700;
  color: #0f172a;
  margin: 0;
  line-height: 1.2;
}

.summary-sub {
  display: block;
  font-size: 0.8rem;
  color: #64748b;
  font-weight: 500;
  margin-top: 3px;
}

.summary-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.daily-saving-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #1a1645;
  color: #ffffff;
  font-size: 0.78rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 30px;
  box-shadow: 0 3px 10px rgba(26, 22, 69, 0.25);
}

.daily-saving-badge svg {
  color: #fbbf24;
}

.badge-new {
  background: linear-gradient(135deg, #f97316, #ef4444);
  color: #ffffff;
  font-size: 0.62rem;
  font-weight: 800;
  padding: 2px 6px;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-left: 2px;
}

.summary-icon-btn {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  border: 1px solid #e2e8f0;
  background: #ffffff;
  color: #64748b;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s ease;
}

.summary-icon-btn:hover {
  border-color: #cbd5e1;
  background: #f8fafc;
  color: #0f172a;
  transform: translateY(-1px);
}

.summary-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 22px;
}

.portal-stat-card {
  background: #ffffff;
  border: 1px solid #edf2f7;
  border-radius: 16px;
  padding: 22px 20px 18px;
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.03);
}

.portal-stat-card:hover {
  border-color: #cbd5e1;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.07);
  transform: translateY(-3px);
}

.psc-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}

.psc-label {
  font-size: 0.95rem;
  font-weight: 600;
  color: #3b3394;
  letter-spacing: -0.01em;
}

.card-investment .psc-label {
  color: #047857;
}

.card-sip .psc-label {
  color: #b45309;
}

.psc-link-icon {
  color: #94a3b8;
  cursor: pointer;
  transition: color 0.2s ease, transform 0.2s ease;
  display: flex;
  align-items: center;
}

.psc-link-icon:hover {
  color: #0f172a;
  transform: translate(2px, -2px);
}

.psc-main {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 18px;
}

.psc-value {
  font-size: clamp(1.7rem, 2.3vw, 2.05rem);
  font-weight: 800;
  color: #0f172a;
  letter-spacing: -0.03em;
  line-height: 1.15;
}

.psc-sparkline {
  width: 124px;
  height: 48px;
  flex-shrink: 0;
}

.psc-sparkline svg {
  width: 100%;
  height: 100%;
}

.psc-bottom {
  display: flex;
  flex-direction: column;
  gap: 8px;
  border-top: 1px solid #f1f5f9;
  padding-top: 14px;
}

.psc-metric {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.85rem;
}

.metric-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  color: #64748b;
  font-weight: 500;
}

.metric-tag svg {
  color: #10b981;
  stroke: #10b981;
}

.metric-val {
  font-weight: 600;
}

.text-green {
  color: #10b981;
}

.summary-footer-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  border-top: 1px solid #f1f5f9;
  flex-wrap: wrap;
  gap: 14px;
}

.summary-filter-pills {
  display: inline-flex;
  background: #f1f5f9;
  padding: 4px;
  border-radius: 12px;
  gap: 3px;
  flex-wrap: wrap;
}

.sfp-btn {
  border: none;
  background: transparent;
  color: #64748b;
  font-size: 0.84rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 8px;
  cursor: pointer;
  transition: all 0.2s ease;
  font-family: inherit;
}

.sfp-btn.active {
  background: #1a1645;
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(26, 22, 69, 0.25);
}

.sfp-btn:hover:not(.active) {
  color: #0f172a;
  background: rgba(255, 255, 255, 0.7);
}

.sfp-quick-report-btn {
  background: #ffffff;
  border: 1px solid #cbd5e1;
  color: #0f172a;
  padding: 8px 20px;
  border-radius: 10px;
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  transition: all 0.2s ease;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.03);
}

.sfp-quick-report-btn:hover {
  border-color: #0f172a;
  background: #f8fafc;
  color: #0f172a;
}

.summary-trust-ribbon {
  display: flex;
  align-items: center;
  justify-content: space-around;
  background: linear-gradient(150deg, #0b1e3a 0%, #081226 100%);
  backdrop-filter: blur(14px);
  border-radius: 16px;
  border: 1px solid rgba(247, 205, 62, 0.3);
  margin-top: 18px;
  padding: 18px 24px;
  color: #ffffff;
  text-align: center;
  box-shadow: 0 14px 35px rgba(0, 0, 0, 0.25);
  flex-wrap: wrap;
  gap: 16px;
}

.str-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex: 1;
  min-width: 140px;
}

.str-num {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gold-400);
  line-height: 1.2;
}

.str-txt {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.75);
  margin-top: 4px;
  font-weight: 500;
}

.str-divider {
  width: 1px;
  height: 36px;
  background: rgba(255, 255, 255, 0.14);
}

@media (max-width: 900px) {
  .summary-cards-grid {
    grid-template-columns: 1fr;
  }

  .stats-band {
    margin-top: -30px;
  }

  .summary-trust-ribbon {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
  }

  .str-divider {
    display: none;
  }
}

/* ============================================================
   Dedicated Portfolio Dashboard & Track Record Section
   ============================================================ */
.portfolio-dashboard-section {
  background: #f8fafc;
  padding: 96px 0;
  position: relative;
  border-top: 1px solid #e2e8f0;
  border-bottom: 1px solid #e2e8f0;
}

.dashboard-eyebrow-pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(26, 22, 69, 0.07);
  border: 1px solid rgba(26, 22, 69, 0.16);
  color: #1e1b4b;
  padding: 6px 18px;
  border-radius: 30px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 14px;
}

.live-pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #10b981;
  box-shadow: 0 0 10px #10b981;
  animation: pulseLiveDot 1.8s infinite ease-in-out;
}

.dashboard-showcase-wrap {
  margin-top: 44px;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.dashboard-extra-insights {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.insight-box {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 32px 28px;
  box-shadow: 0 10px 30px rgba(11, 30, 58, 0.04);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.insight-box:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(11, 30, 58, 0.08);
}

.insight-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  color: #4338ca;
  background: #eef2ff;
  padding: 4px 10px;
  border-radius: 6px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 10px;
}

.insight-badge.gold-badge {
  color: #b45309;
  background: #fef3c7;
}

.insight-head h4 {
  font-size: 1.28rem;
  font-weight: 700;
  color: #0f172a;
  margin: 0;
  line-height: 1.3;
}

.insight-desc {
  font-size: 0.92rem;
  color: #64748b;
  margin: 12px 0 20px;
  line-height: 1.6;
}

.alloc-bars-wrap {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.alloc-bar-item .abi-top {
  display: flex;
  justify-content: space-between;
  font-size: 0.86rem;
  color: #334155;
  font-weight: 600;
  margin-bottom: 7px;
}

.abi-track {
  width: 100%;
  height: 9px;
  background: #e2e8f0;
  border-radius: 6px;
  overflow: hidden;
}

.abi-fill.equity {
  height: 100%;
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
  border-radius: 6px;
}

.abi-fill.hybrid {
  height: 100%;
  background: linear-gradient(90deg, #10b981, #059669);
  border-radius: 6px;
}

.abi-fill.debt {
  height: 100%;
  background: linear-gradient(90deg, #f59e0b, #d97706);
  border-radius: 6px;
}

.insight-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.insight-checklist li {
  display: flex;
  gap: 12px;
  font-size: 0.88rem;
  line-height: 1.5;
  color: #475569;
}

.insight-checklist strong {
  display: block;
  color: #0f172a;
  font-weight: 600;
  margin-bottom: 2px;
}

.check-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #dcfce7;
  color: #16a34a;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.8rem;
  margin-top: 2px;
}

.dashboard-audit-cta {
  background: linear-gradient(145deg, #0b1e3a, #081226);
  border-radius: 22px;
  padding: 38px 42px;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  box-shadow: 0 20px 45px rgba(8, 18, 38, 0.25);
  border: 1.5px solid rgba(240, 185, 11, 0.35);
  flex-wrap: wrap;
}

.d-audit-content h3 {
  font-size: 1.45rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 8px;
  line-height: 1.3;
}

.d-audit-content p {
  font-size: 0.94rem;
  color: rgba(255, 255, 255, 0.82);
  max-width: 620px;
  margin: 0;
  line-height: 1.6;
}

.d-audit-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  align-items: center;
}

@media (max-width: 900px) {
  .dashboard-extra-insights {
    grid-template-columns: 1fr;
  }

  .dashboard-audit-cta {
    padding: 30px 24px;
    flex-direction: column;
    align-items: flex-start;
  }

  .d-audit-actions {
    width: 100%;
  }

  .d-audit-actions .btn {
    width: 100%;
    text-align: center;
    justify-content: center;
  }
}

.stats-card {
  background: var(--white);
  border-radius: 22px;
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 34px 20px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.stats-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 36px 70px rgba(11, 30, 58, 0.22);
}

.stat {
  text-align: center;
  padding: 8px 12px;
  position: relative;
}

.stat+.stat::before {
  content: "";
  position: absolute;
  left: 0;
  top: 12%;
  bottom: 12%;
  width: 1px;
  background: var(--line);
}

.stat-num {
  font-size: clamp(1.6rem, 3.4vw, 2.3rem);
  font-weight: 800;
  color: var(--navy-800);
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.stat-num .unit {
  color: var(--gold-600);
}

.stat-label {
  margin-top: 6px;
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 500;
}

/* ---------- Split & Advisor Feature Section (Ultra Modern) ---------- */
.advisor-feature-section {
  padding: 96px 0;
  background: var(--white);
  position: relative;
}

.split-modern {
  display: grid;
  grid-template-columns: 1fr 1.08fr;
  gap: 56px;
  align-items: center;
}

/* Advisor Frame / Showcase */
.advisor-showcase {
  position: relative;
  width: 100%;
}

.advisor-frame {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(11, 30, 58, 0.16);
  border: 1px solid rgba(19, 41, 77, 0.1);
  background: var(--navy-900);
  height: 560px;
}

.advisor-main-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 10%;
  display: block;
  transition: transform 0.6s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.advisor-frame:hover .advisor-main-img {
  transform: scale(1.04);
}

.advisor-frame-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(8, 18, 38, 0.3) 0%, rgba(8, 18, 38, 0.05) 35%, rgba(8, 18, 38, 0.9) 100%);
  pointer-events: none;
}

.advisor-badge-top {
  position: absolute;
  top: 20px;
  left: 20px;
  z-index: 3;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(8, 18, 38, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  color: #fff;
  font-size: 0.82rem;
  font-weight: 600;
  padding: 8px 18px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.advisor-badge-top .badge-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-400);
  box-shadow: 0 0 10px var(--gold-400);
}

.advisor-rating-chip {
  position: absolute;
  top: 20px;
  right: 20px;
  z-index: 3;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: var(--navy-900);
  font-size: 0.86rem;
  font-weight: 700;
  padding: 8px 18px;
  border-radius: 999px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.15);
}

.advisor-rating-chip .star-icon {
  color: #eab308;
  font-size: 1.05rem;
}

.advisor-rating-chip small {
  color: var(--muted);
  font-weight: 500;
  font-size: 0.78rem;
  margin-left: 2px;
}

/* Glassmorphic Advisor Overlay Card */
.advisor-glass-card {
  position: absolute;
  bottom: 20px;
  left: 20px;
  right: 20px;
  z-index: 3;
  background: rgba(8, 18, 38, 0.88);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(247, 205, 62, 0.35);
  border-radius: 20px;
  padding: 20px 22px;
  color: #fff;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.35);
}

.glass-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 14px;
}

.glass-name {
  font-size: 1.35rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 2px;
  letter-spacing: -0.01em;
}

.glass-role {
  font-size: 0.84rem;
  color: var(--gold-400);
  font-weight: 500;
}

.glass-verified {
  width: 28px;
  height: 28px;
  color: var(--gold-400);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.glass-card-stats {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.g-stat {
  text-align: center;
  flex: 1;
}

.g-stat strong {
  display: block;
  font-size: 1.25rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
}

.g-stat span {
  font-size: 0.74rem;
  color: rgba(255, 255, 255, 0.65);
  font-weight: 500;
}

.g-stat-divider {
  width: 1px;
  height: 28px;
  background: rgba(255, 255, 255, 0.12);
}

/* Advisor Content (Right Side) */
.advisor-content {
  display: flex;
  flex-direction: column;
}

.advisor-content .section-title {
  margin-bottom: 14px;
  line-height: 1.25;
}

.section-sub-lead {
  font-size: 0.98rem;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 26px;
}

.value-pillars-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 30px;
}

.value-card {
  background: var(--bg-soft);
  border: 1px solid rgba(19, 41, 77, 0.08);
  border-radius: 16px;
  padding: 18px 16px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease, background 0.3s ease;
}

.value-card:hover {
  transform: translateY(-4px);
  background: #fff;
  box-shadow: 0 12px 30px rgba(11, 30, 58, 0.09);
  border-color: rgba(240, 185, 11, 0.45);
}

.vcard-icon {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.vcard-icon svg {
  width: 20px;
  height: 20px;
}

.icon-goal {
  background: rgba(15, 157, 110, 0.12);
  color: #0f9d6e;
}

.icon-sip {
  background: rgba(56, 189, 248, 0.14);
  color: #0284c7;
}

.icon-review {
  background: rgba(240, 185, 11, 0.15);
  color: #d99a06;
}

.icon-trust {
  background: rgba(124, 58, 237, 0.12);
  color: #7c3aed;
}

.vcard-text h4 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 4px;
  line-height: 1.3;
}

.vcard-text p {
  font-size: 0.84rem;
  color: var(--muted);
  line-height: 1.5;
  margin: 0;
}

.advisor-cta-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

@media (max-width: 992px) {
  .split-modern {
    grid-template-columns: 1fr;
    gap: 46px;
  }

  .advisor-frame {
    height: 480px;
  }
}

@media (max-width: 640px) {
  .value-pillars-grid {
    grid-template-columns: 1fr;
  }

  .advisor-frame {
    height: 440px;
  }

  .glass-name {
    font-size: 1.18rem;
  }

  .g-stat strong {
    font-size: 1.05rem;
  }

  .advisor-badge-top,
  .advisor-rating-chip {
    padding: 6px 12px;
    font-size: 0.78rem;
  }
}

/* ---------- Services grid ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px 26px;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--grad-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.service-card:hover::before {
  transform: scaleX(1);
}

.s-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(240, 185, 11, 0.14), rgba(240, 185, 11, 0.05));
  border: 1px solid rgba(240, 185, 11, 0.3);
  display: grid;
  place-items: center;
  margin-bottom: 20px;
  color: var(--gold-600);
}

.s-icon svg {
  width: 26px;
  height: 26px;
}

.s-title {
  font-size: 1.13rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.s-desc {
  color: var(--muted);
  font-size: 0.92rem;
  margin-bottom: 16px;
}

.s-link {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gold-600);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.s-link svg {
  width: 15px;
  height: 15px;
  transition: transform 0.2s ease;
}

.s-link:hover svg {
  transform: translateX(4px);
}

/* ---------- Fund houses strip (Modern) ---------- */
.fund-strip {
  padding: 72px 0;
  background: var(--grad-navy);
  position: relative;
  overflow: hidden;
}

.fund-strip::before {
  content: "";
  position: absolute;
  top: -50%;
  left: -10%;
  width: 45%;
  height: 200%;
  background: radial-gradient(ellipse, rgba(240, 185, 11, 0.06) 0%, transparent 70%);
  pointer-events: none;
}

.fund-strip::after {
  content: "";
  position: absolute;
  bottom: -50%;
  right: -10%;
  width: 45%;
  height: 200%;
  background: radial-gradient(ellipse, rgba(240, 185, 11, 0.04) 0%, transparent 70%);
  pointer-events: none;
}

.fund-strip .label {
  text-align: center;
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.78rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 14px;
  font-weight: 600;
}

.fund-strip .fund-count {
  text-align: center;
  margin-bottom: 36px;
}

.fund-strip .fund-count span {
  display: inline-block;
  font-size: 1.6rem;
  font-weight: 800;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1.3;
}

.fund-strip .fund-count small {
  display: block;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.55);
  font-weight: 500;
  margin-top: 4px;
}

.fund-marquee {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.fund-track {
  display: flex;
  width: max-content;
  animation: fundScroll 40s linear infinite;
}

.fund-marquee:hover .fund-track {
  animation-play-state: paused;
}

.fund-logos {
  display: flex;
  align-items: center;
  gap: 18px;
  padding-right: 18px;
  flex-shrink: 0;
}

.fund-logo-item {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  border-radius: 8px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.28);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: pointer;
}

.fund-logo-item:hover {
  transform: translateY(-4px) scale(1.03);
  box-shadow: 0 8px 24px rgba(240, 185, 11, 0.25), 0 4px 12px rgba(0, 0, 0, 0.4);
}

.fund-logo-item img {
  display: block;
  width: 180px;
  height: 58px;
  border-radius: 8px;
  object-fit: contain;
}

.fund-logos span {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.72);
  letter-spacing: 0.01em;
  cursor: default;
  white-space: nowrap;
  padding: 12px 26px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  transition: all 0.35s ease;
}

.fund-logos span:hover {
  color: var(--gold-400);
  background: rgba(240, 185, 11, 0.1);
  border-color: rgba(240, 185, 11, 0.35);
  box-shadow: 0 0 24px rgba(240, 185, 11, 0.12);
  transform: translateY(-3px);
}

.fund-logos span::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-500);
  opacity: 0.6;
  flex-shrink: 0;
}

.fund-logos span:hover::before {
  opacity: 1;
  box-shadow: 0 0 8px rgba(240, 185, 11, 0.6);
}

@keyframes fundScroll {
  to {
    transform: translateX(-50%);
  }
}

.fund-badges {
  display: flex;
  justify-content: center;
  gap: 36px;
  margin-top: 42px;
  flex-wrap: wrap;
}

.fund-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  transition: color 0.3s ease;
}

.fund-badge:hover {
  color: var(--gold-400);
}

.fund-badge svg {
  width: 20px;
  height: 20px;
  color: var(--gold-500);
  opacity: 0.7;
}

.fund-badge:hover svg {
  opacity: 1;
}

/* ---------- Steps ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
}

.step {
  position: relative;
  text-align: center;
  padding: 30px 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.step:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(240, 185, 11, 0.35);
}

.step-num {
  width: 52px;
  height: 52px;
  margin: 0 auto 18px;
  border-radius: 50%;
  background: var(--grad-navy);
  color: var(--gold-400);
  font-weight: 700;
  font-size: 1.2rem;
  display: grid;
  place-items: center;
  box-shadow: 0 10px 20px rgba(11, 30, 58, 0.25);
}

.step h4 {
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.step p {
  color: var(--muted);
  font-size: 0.88rem;
}

/* Step cards with photos & expanded content */
.steps-expanded {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.step.step-card {
  padding: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  text-align: left;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 10px 30px rgba(11, 30, 58, 0.06);
  transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
}

.step.step-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 50px rgba(11, 30, 58, 0.14);
  border-color: rgba(240, 185, 11, 0.45);
}

.step-media {
  position: relative;
  width: 100%;
}

.step-img-wrap {
  width: 100%;
  height: 275px;
  overflow: hidden;
  background: var(--navy-800);
}

.step-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.5s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.step.step-card:hover .step-img-wrap img {
  transform: scale(1.06);
}

.step-badge-pill {
  position: absolute;
  bottom: 16px;
  left: 20px;
  background: rgba(8, 18, 38, 0.88);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  color: var(--gold-400);
  font-weight: 700;
  font-size: 0.84rem;
  padding: 6px 16px;
  border-radius: 999px;
  border: 1.5px solid rgba(240, 185, 11, 0.45);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.3);
}

.step-body {
  padding: 30px 28px 28px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.step-tag {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-600);
  margin-bottom: 6px;
}

.step-title {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 12px;
  line-height: 1.3;
}

.step-desc {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.65;
  margin-bottom: 20px;
}

.step-feats {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: auto;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}

.step-feats li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.92rem;
  color: var(--ink);
  font-weight: 500;
  line-height: 1.45;
}

.step-feat-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: rgba(15, 157, 110, 0.12);
  color: var(--success);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.step-feat-icon svg {
  width: 13px;
  height: 13px;
}

@media (max-width: 860px) {
  .steps-expanded {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .step-img-wrap {
    height: 220px;
  }

  .step-body {
    padding: 24px 20px 22px;
  }

  .step-title {
    font-size: 1.22rem;
  }
}

/* ---------- Testimonials ---------- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.t-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.t-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.t-stars {
  color: var(--gold-500);
  letter-spacing: 3px;
  font-size: 0.95rem;
}

.t-quote {
  color: var(--ink);
  font-size: 0.95rem;
  flex: 1;
}

.t-quote::before {
  content: "\201C";
  color: var(--gold-500);
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 0;
  margin-right: 2px;
}

.t-person {
  display: flex;
  align-items: center;
  gap: 14px;
}

.t-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--grad-navy);
  color: var(--gold-400);
  font-weight: 600;
  font-size: 0.95rem;
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.t-name {
  font-weight: 600;
  font-size: 0.95rem;
}

.t-role {
  color: var(--muted);
  font-size: 0.82rem;
}

.t-card:nth-child(2) .t-avatar {
  background: linear-gradient(135deg, #0f9d6e, #10b981);
  color: #fff;
}

.t-card:nth-child(3) .t-avatar {
  background: linear-gradient(135deg, #8b5cf6, #6d28d9);
  color: #fff;
}

/* ---------- Moving Reviews Marquee (Left to Right) ---------- */
.reviews-marquee-section {
  overflow: hidden;
  padding: 85px 0 95px;
  position: relative;
  background: #f8fafc;
}

.reviews-eyebrow-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(240, 185, 11, 0.12);
  border: 1px solid rgba(240, 185, 11, 0.35);
  color: #0f172a;
  padding: 6px 18px;
  border-radius: 30px;
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.star-pill {
  color: #f59e0b;
  letter-spacing: 2px;
}

.marquee-hint-pill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #64748b;
  font-size: 0.8rem;
  font-weight: 500;
  margin-top: 14px;
  background: #ffffff;
  padding: 5px 16px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
}

.marquee-hint-pill svg {
  color: #f59e0b;
}

.reviews-marquee-wrapper {
  overflow: hidden;
  position: relative;
  margin-top: 36px;
  padding: 16px 0 24px;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
}

.reviews-track {
  display: flex;
  width: max-content;
  animation: reviewsScrollLeftToRight 55s linear infinite;
  will-change: transform;
}

.reviews-marquee-wrapper:hover .reviews-track {
  animation-play-state: paused;
}

@keyframes reviewsScrollLeftToRight {
  0% {
    transform: translateX(-50%);
  }

  100% {
    transform: translateX(0);
  }
}

.reviews-set {
  display: flex;
  align-items: stretch;
  gap: 24px;
  padding-right: 24px;
  flex-shrink: 0;
}

.review-marquee-card {
  width: 390px;
  max-width: 88vw;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 16px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
  transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
  flex-shrink: 0;
  cursor: pointer;
}

.review-marquee-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 42px rgba(11, 30, 58, 0.12);
  border-color: rgba(240, 185, 11, 0.55);
}

.rmc-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}

.rmc-goal-badge {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 4px 10px;
  border-radius: 6px;
  background: #f1f5f9;
  color: #334155;
}

.rmc-goal-badge.gold {
  background: #fef3c7;
  color: #b45309;
}

.rmc-goal-badge.blue {
  background: #e0f2fe;
  color: #0369a1;
}

.rmc-goal-badge.green {
  background: #dcfce7;
  color: #15803d;
}

.rmc-goal-badge.purple {
  background: #f3e8ff;
  color: #7e22ce;
}

.rmc-stars {
  color: #f59e0b;
  letter-spacing: 2px;
  font-size: 0.92rem;
}

.rmc-quote {
  font-size: 0.93rem;
  line-height: 1.6;
  color: #1e293b;
  margin: 0;
  flex: 1;
}

.rmc-quote::before {
  content: "\201C";
  color: #f59e0b;
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 0;
  margin-right: 4px;
  vertical-align: -4px;
}

.rmc-footer {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 14px;
  border-top: 1px solid #f1f5f9;
}

.rmc-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  color: #ffffff;
  font-weight: 700;
  font-size: 0.9rem;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.rmc-info {
  flex: 1;
  min-width: 0;
}

.rmc-name {
  font-size: 0.94rem;
  font-weight: 700;
  color: #0f172a;
  display: flex;
  align-items: center;
  gap: 6px;
}

.rmc-verified-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 15px;
  height: 15px;
  background: #10b981;
  color: #ffffff;
  border-radius: 50%;
  font-size: 0.6rem;
  font-weight: 800;
}

.rmc-role {
  font-size: 0.8rem;
  color: #64748b;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  margin-top: 1px;
}

.reviews-bottom-trust-strip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  background: #ffffff;
  padding: 12px 28px;
  border-radius: 40px;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  font-size: 0.86rem;
  color: #475569;
  flex-wrap: wrap;
}

.reviews-bottom-trust-strip strong {
  color: #0f172a;
}

.rb-dot {
  color: #cbd5e1;
}

@media (max-width: 768px) {
  .review-marquee-card {
    width: 310px;
    padding: 20px 18px;
  }

  .reviews-track {
    animation-duration: 40s;
  }

  .reviews-bottom-trust-strip {
    font-size: 0.8rem;
    gap: 10px;
    padding: 10px 18px;
  }
}

/* ---------- Photos ---------- */
.split-photo {
  margin-top: 34px;
}

.split-photo img {
  width: 100%;
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  border: 6px solid var(--white);
  aspect-ratio: 4 / 3;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.split-photo img:hover {
  transform: scale(1.025);
}

.office-photo {
  max-width: 860px;
  margin: 0 auto;
}

.office-photo img {
  width: 100%;
  border-radius: 22px;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 16 / 8;
  object-fit: cover;
}

.office-photo figcaption {
  text-align: center;
  color: var(--muted);
  font-size: 0.85rem;
  margin-top: 14px;
}

/* ---------- CTA banner ---------- */
.cta-banner {
  position: relative;
  background: var(--grad-navy);
  border-radius: 26px;
  padding: 64px 56px;
  text-align: center;
  color: var(--white);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.cta-banner::before {
  content: "";
  position: absolute;
  width: 340px;
  height: 340px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(247, 205, 62, 0.22), transparent 70%);
  top: -120px;
  left: -80px;
}

.cta-banner::after {
  content: "";
  position: absolute;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(56, 189, 248, 0.16), transparent 70%);
  bottom: -110px;
  right: -60px;
}

.cta-banner>* {
  position: relative;
  z-index: 2;
}

.cta-title {
  font-size: clamp(1.7rem, 3.6vw, 2.5rem);
  font-weight: 800;
  letter-spacing: -0.02em;
}

.cta-sub {
  color: rgba(255, 255, 255, 0.8);
  max-width: 560px;
  margin: 16px auto 34px;
  font-size: 1.02rem;
}

/* ---------- Inner page hero (Luxury Fintech Redesign) ---------- */
/* ---------- Inner page hero (Luxury Dark Navy & Warm Gold) ---------- */
.page-hero {
  background: var(--grad-navy);
  color: var(--white);
  padding: 140px 0 70px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(200, 150, 44, 0.2);
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: radial-gradient(ellipse at 50% 40%, #000 40%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at 50% 40%, #000 40%, transparent 80%);
  pointer-events: none;
}

.page-hero-glow {
  position: absolute;
  top: -120px;
  left: 50%;
  transform: translateX(-50%);
  width: 700px;
  height: 350px;
  background: radial-gradient(ellipse at center, rgba(200, 150, 44, 0.22) 0%, transparent 70%);
  pointer-events: none;
}

.page-hero .container {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  margin: 0 auto;
}

/* Top Meta Row: Breadcrumb + Live Status Pill */
.hero-top-capsule {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  padding: 5px 6px 5px 16px;
  border-radius: 50px;
  margin: 0 auto 22px auto;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.25);
  flex-wrap: wrap;
}

.hero-crumb-link {
  color: var(--gold-400);
  font-size: 0.82rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  text-decoration: none;
  transition: color 0.2s;
}

.hero-crumb-link:hover {
  color: #fff;
  text-decoration: underline;
}

.hero-crumb-divider {
  color: rgba(255, 255, 255, 0.35);
  font-size: 0.8rem;
  user-select: none;
}

.hero-crumb-curr {
  color: rgba(255, 255, 255, 0.92);
  font-size: 0.82rem;
  font-weight: 600;
}

.hero-status-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(16, 185, 129, 0.16);
  border: 1px solid rgba(16, 185, 129, 0.35);
  color: #34d399;
  font-size: 0.74rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 30px;
  line-height: 1;
}

.hero-status-tag .live-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #10b981;
  box-shadow: 0 0 8px #10b981;
  animation: pulse-green 1.8s infinite;
}

.page-hero-title {
  color: #ffffff !important;
  font-size: clamp(2.2rem, 4.8vw, 3.5rem);
  font-weight: 800;
  letter-spacing: -0.025em;
  line-height: 1.2;
  margin: 0 auto 16px auto;
  text-align: center;
  max-width: 900px;
}

.page-hero-title .gold {
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  display: inline-block;
}

.page-hero-sub {
  color: rgba(255, 255, 255, 0.84) !important;
  max-width: 680px;
  margin: 0 auto 24px auto;
  font-size: 1.05rem;
  line-height: 1.65;
  text-align: center;
}

/* Feature Chip Row Below Subtitle */
.hero-chips-row {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin: 24px auto 0 auto;
  width: 100%;
  max-width: 960px;
}

.hero-feature-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  padding: 8px 18px;
  border-radius: 30px;
  font-size: 0.84rem;
  font-weight: 600;
  color: #ffffff;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.18);
  transition: all 0.25s ease;
}

.hero-feature-chip:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: var(--gold-400);
  color: var(--gold-400);
  transform: translateY(-2px);
}

.hero-feature-chip svg {
  color: var(--gold-400);
  stroke: var(--gold-400) !important;
  flex-shrink: 0;
}

/* ---------- About page ---------- */
.profile-card {
  background: var(--white);
  border-radius: 24px;
  box-shadow: var(--shadow-lg);
  padding: 44px;
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 44px;
  align-items: center;
}

.avatar {
  position: relative;
  overflow: hidden;
  width: 200px;
  height: 200px;
  margin: 0 auto;
  border-radius: 50%;
  background: var(--grad-navy);
  border: 6px solid var(--gold-400);
  color: var(--gold-400);
  display: grid;
  place-items: center;
  font-size: 3.4rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  box-shadow: 0 20px 40px rgba(11, 30, 58, 0.3);
}

.avatar-fallback {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  font-size: 3.2rem;
  font-weight: 800;
  color: var(--gold-400);
  background: var(--grad-navy);
  z-index: 1;
}

.avatar img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: cover;
  z-index: 2;
}

.about-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 7px 14px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy-800);
}

.badge .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--success);
}

.creds-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.cred-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 22px;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cred-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.cred-card .s-icon {
  margin: 0 auto 16px;
}

.cred-card h4 {
  font-size: 1rem;
  margin-bottom: 8px;
}

.cred-card p {
  color: var(--muted);
  font-size: 0.86rem;
}

.mv-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.mv-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 28px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.mv-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.mv-card .s-icon {
  margin-bottom: 18px;
}

.mv-card h4 {
  font-size: 1.1rem;
  margin-bottom: 10px;
}

.mv-card p {
  color: var(--muted);
  font-size: 0.92rem;
}

/* ---------- Services page ---------- */
.service-rows {
  display: grid;
  gap: 26px;
}

.service-row {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 34px 36px;
  display: grid;
  grid-template-columns: 74px 1fr auto;
  gap: 26px;
  align-items: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.service-row:hover {
  transform: translateX(6px);
  box-shadow: var(--shadow);
  border-color: rgba(240, 185, 11, 0.5);
}

.service-row .s-icon {
  width: 66px;
  height: 66px;
  margin: 0;
  border-radius: 18px;
}

.service-row .s-icon svg {
  width: 30px;
  height: 30px;
}

.service-row h3 {
  font-size: 1.2rem;
  margin-bottom: 8px;
}

.service-row p {
  color: var(--muted);
  font-size: 0.93rem;
  max-width: 620px;
}

.service-row .feats {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}

.service-row .feats span {
  background: var(--bg-soft);
  border: 1px solid var(--line);
  color: var(--navy-700);
  font-size: 0.78rem;
  font-weight: 500;
  border-radius: 999px;
  padding: 5px 12px;
}

/* ---------- FAQ ---------- */
.faq {
  max-width: 820px;
  margin: 0 auto;
  display: grid;
  gap: 14px;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  transition: border-color 0.3s ease, box-shadow 0.3s ease;
}

.faq-item.open {
  border-color: rgba(240, 185, 11, 0.55);
  box-shadow: var(--shadow);
}

.faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  background: none;
  border: none;
  padding: 20px 24px;
  text-align: left;
  font-size: 1rem;
  font-weight: 600;
  color: var(--ink);
}

.faq-q .faq-ico {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--bg-soft);
  border: 1px solid var(--line);
  color: var(--gold-600);
  font-size: 1.1rem;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  transition: transform 0.3s ease, background 0.3s ease;
}

.faq-item.open .faq-ico {
  transform: rotate(45deg);
  background: var(--grad-gold);
  color: var(--navy-900);
  border-color: transparent;
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.faq-a p {
  padding: 0 24px 22px;
  color: var(--muted);
  font-size: 0.93rem;
}

/* ---------- SIP calculator ---------- */
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 34px;
  align-items: start;
}

.calc-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 34px;
}

.calc-card h3 {
  font-size: 1.25rem;
  margin-bottom: 4px;
}

.calc-card .calc-sub {
  color: var(--muted);
  font-size: 0.9rem;
  margin-bottom: 26px;
}

.slider-group {
  margin-bottom: 26px;
}

.slider-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}

.slider-head label {
  font-size: 0.92rem;
  font-weight: 600;
}

.slider-value {
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--gold-600);
}

input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 999px;
  background: linear-gradient(to right, var(--gold-500) var(--fill, 30%), var(--line) var(--fill, 30%));
  outline: none;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--grad-gold);
  border: 3px solid var(--white);
  box-shadow: 0 3px 10px rgba(240, 185, 11, 0.55);
  cursor: pointer;
}

input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold-500);
  border: 3px solid var(--white);
  box-shadow: 0 3px 10px rgba(240, 185, 11, 0.55);
  cursor: pointer;
}

.calc-outputs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 8px;
}

.out-card {
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 20px 18px;
  text-align: center;
}

.out-card.gold {
  background: linear-gradient(150deg, var(--navy-800), var(--navy-700));
  border-color: transparent;
}

.out-card.gold .out-label {
  color: rgba(255, 255, 255, 0.7);
}

.out-card.gold .out-num {
  color: var(--gold-400);
}

.out-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.out-num {
  font-size: clamp(1.15rem, 2.4vw, 1.5rem);
  font-weight: 800;
  color: var(--navy-800);
  margin-top: 6px;
  line-height: 1.2;
}

.chart-wrap {
  margin-top: 34px;
}

.chart-wrap h4 {
  font-size: 0.98rem;
  margin-bottom: 14px;
}

.chart-legend {
  display: flex;
  gap: 22px;
  margin-top: 12px;
  font-size: 0.82rem;
  color: var(--muted);
  flex-wrap: wrap;
}

.chart-legend span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
}

.chart-legend .swatch {
  width: 14px;
  height: 4px;
  border-radius: 2px;
}

.swatch-gold {
  background: var(--gold-500);
}

.swatch-blue {
  background: #38bdf8;
}

.calc-note {
  margin-top: 26px;
  padding: 14px 18px;
  background: rgba(240, 185, 11, 0.08);
  border: 1px solid rgba(240, 185, 11, 0.35);
  border-radius: 12px;
  font-size: 0.8rem;
  color: var(--muted);
}

/* ---------- Contact ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 40px;
  align-items: start;
}

.info-cards {
  display: grid;
  gap: 18px;
}

.info-card {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 24px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.info-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.info-card .s-icon {
  width: 50px;
  height: 50px;
  margin: 0;
  border-radius: 14px;
  flex-shrink: 0;
}

.info-card .s-icon svg {
  width: 23px;
  height: 23px;
}

.info-card h4 {
  font-size: 0.95rem;
  margin-bottom: 4px;
}

.info-card p,
.info-card a {
  color: var(--muted);
  font-size: 0.9rem;
}

.info-card a:hover {
  color: var(--gold-600);
}

.contact-form-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 38px;
}

.contact-form-card h3 {
  font-size: 1.3rem;
  margin-bottom: 6px;
}

.contact-form-card .calc-sub {
  color: var(--muted);
  font-size: 0.92rem;
  margin-bottom: 24px;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.form-group.full {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.86rem;
  font-weight: 600;
}

.form-group label span {
  color: #e11d48;
}

.form-group input,
.form-group textarea,
.form-group select {
  border: 1.5px solid var(--line);
  border-radius: 12px;
  padding: 13px 16px;
  font-family: inherit;
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--bg-soft);
  outline: none;
  transition: border-color 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  width: 100%;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  border-color: var(--gold-500);
  background: var(--white);
  box-shadow: 0 0 0 4px rgba(240, 185, 11, 0.15);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-group input.invalid,
.form-group textarea.invalid {
  border-color: #e11d48;
}

.form-msg {
  display: none;
  margin-top: 16px;
  padding: 13px 18px;
  border-radius: 12px;
  font-size: 0.9rem;
  font-weight: 500;
}

.form-msg.success {
  display: block;
  background: rgba(15, 157, 110, 0.12);
  border: 1px solid rgba(15, 157, 110, 0.45);
  color: var(--success);
  line-height: 1.6;
  font-size: 0.95rem;
}

.form-msg.loading {
  display: block;
  background: rgba(235, 168, 32, 0.1);
  border: 1px solid rgba(235, 168, 32, 0.4);
  color: var(--gold-400);
}

.form-msg.error {
  display: block;
  background: rgba(225, 29, 72, 0.08);
  border: 1px solid rgba(225, 29, 72, 0.4);
  color: #e11d48;
}

.map-card {
  margin-top: 40px;
  background: var(--grad-navy);
  border-radius: 22px;
  padding: 40px;
  color: var(--white);
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 30px;
  align-items: center;
}

.map-card::before {
  content: "";
  position: absolute;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(247, 205, 62, 0.18), transparent 70%);
  right: -90px;
  bottom: -110px;
}

.map-pin {
  width: 110px;
  height: 110px;
  margin: 0 auto;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px dashed rgba(255, 255, 255, 0.35);
  display: grid;
  place-items: center;
  position: relative;
}

.map-pin svg {
  width: 46px;
  height: 46px;
  color: var(--gold-400);
  animation: pinBounce 2.2s ease-in-out infinite;
}

@keyframes pinBounce {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-10px);
  }
}

.map-card h3 {
  font-size: 1.25rem;
  margin-bottom: 10px;
}

.map-card p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.95rem;
  margin-bottom: 20px;
}

/* ---------- Footer ---------- */
.footer {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.75);
  padding: 70px 0 0;
  border-top: 2px solid transparent;
  border-image: linear-gradient(90deg, transparent, rgba(247, 205, 62, 0.55) 30%, rgba(247, 205, 62, 0.55) 70%, transparent) 1;
}

.f-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.9fr 0.9fr 1.15fr 1.25fr;
  gap: 30px;
  padding-bottom: 48px;
  align-items: start;
}

.f-brand .brand-text {
  font-size: 1.2rem;
}

.f-brand p {
  font-size: 0.9rem;
  margin-top: 16px;
  color: rgba(255, 255, 255, 0.6);
}

.f-social {
  display: flex;
  gap: 10px;
  margin-top: 20px;
}

.f-social a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.16);
  color: var(--gold-400);
  transition: transform 0.22s ease, background 0.22s ease, color 0.22s ease, border-color 0.22s ease;
}

.f-social a:hover {
  transform: translateY(-3px);
  background: var(--grad-gold);
  color: var(--navy-900);
  border-color: transparent;
}

.f-social svg {
  width: 17px;
  height: 17px;
}

.f-title {
  color: var(--white);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 18px;
}

.f-links {
  display: grid;
  gap: 11px;
}

.f-links a {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.65);
  transition: color 0.2s ease, padding-left 0.2s ease;
}

.f-links a:hover {
  color: var(--gold-400);
  padding-left: 5px;
}

.f-contact {
  display: grid;
  gap: 13px;
  font-size: 0.9rem;
}

.f-contact li {
  display: flex;
  gap: 11px;
  align-items: flex-start;
}

.f-contact svg {
  width: 18px;
  height: 18px;
  color: var(--gold-400);
  flex-shrink: 0;
  margin-top: 3px;
}

/* Footer Office Map Column */
.f-map-wrap {
  border: 1px solid rgba(240, 185, 11, 0.35);
  border-radius: 14px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.04);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.3);
  transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.2s ease;
}

.f-map-wrap:hover {
  border-color: var(--gold-500);
  box-shadow: 0 12px 28px rgba(240, 185, 11, 0.2);
  transform: translateY(-2px);
}

.f-map-wrap iframe {
  width: 100%;
  height: 135px;
  border: 0;
  display: block;
}

.f-map-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 12px;
  background: rgba(10, 20, 38, 0.95);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.74rem;
  font-weight: 700;
  color: var(--gold-400);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  transition: color 0.2s ease, background 0.2s ease;
}

.f-map-link:hover {
  color: #ffffff;
  background: rgba(200, 150, 44, 0.3);
}

.disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 22px 0;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.45);
  line-height: 1.7;
}

.disclaimer strong {
  color: rgba(255, 255, 255, 0.7);
}

.f-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.55);
}

.f-bottom a {
  color: var(--gold-400);
}

/* ---------- Floating buttons ---------- */
.wa-float {
  position: fixed;
  right: 24px;
  bottom: 24px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25d366;
  display: grid;
  place-items: center;
  box-shadow: 0 10px 24px rgba(37, 211, 102, 0.45);
  z-index: 90;
  transition: transform 0.25s ease;
  animation: waPulse 2.4s infinite;
}

.wa-float:hover {
  transform: scale(1.1) translateY(-3px);
}

.wa-float svg {
  width: 28px;
  height: 28px;
  fill: #fff;
}

@keyframes waPulse {
  0% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.5);
  }

  70% {
    box-shadow: 0 0 0 16px rgba(37, 211, 102, 0);
  }

  100% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0);
  }
}

.to-top {
  position: fixed;
  left: 24px;
  bottom: 24px;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--grad-navy);
  color: var(--gold-400);
  border: 1px solid rgba(255, 255, 255, 0.15);
  font-size: 1.1rem;
  display: grid;
  place-items: center;
  z-index: 90;
  opacity: 0;
  visibility: hidden;
  transform: translateY(14px);
  transition: opacity 0.3s ease, transform 0.3s ease, visibility 0.3s;
  box-shadow: var(--shadow);
}

.to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.to-top:hover {
  transform: translateY(-4px);
}

/* ---------- 4x2 Services Grid (4 in Row 1, 4 in Row 2) ---------- */
#servicesSection {
  padding: 42px 0 48px;
}

#servicesSection .section-head {
  margin-bottom: 22px;
}

#servicesSection .section-title {
  margin-bottom: 6px;
  font-size: clamp(1.8rem, 2.8vw, 2.3rem);
}

#servicesSection .section-sub {
  font-size: 0.96rem;
  margin-bottom: 0;
}

.container-wide {
  width: min(1420px, 95%);
  margin: 0 auto;
}

.services-grid-4x2 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  align-items: stretch;
}

/* Single Uniform Medium Box (Wider + Clearly Readable Fonts) */
.service-box {
  width: 100%;
  min-height: 250px;
  background: var(--white);
  border: 1px solid rgba(19, 41, 77, 0.09);
  border-radius: 18px;
  padding: 20px 22px 18px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
  box-shadow: 0 3px 16px -2px rgba(11, 30, 58, 0.04), 0 1px 4px -1px rgba(11, 30, 58, 0.02);
  transition: transform 0.3s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.3s ease, border-color 0.3s ease;
}

.service-box::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--card-accent, var(--grad-gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s cubic-bezier(0.22, 1, 0.36, 1);
  z-index: 3;
}

.service-box:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 36px -6px rgba(11, 30, 58, 0.1), 0 6px 14px -3px rgba(11, 30, 58, 0.04);
  border-color: rgba(240, 185, 11, 0.4);
}

.service-box:hover::before {
  transform: scaleX(1);
}

/* Box Header (Icon + Number) */
.sbox-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  margin-bottom: 12px;
}

.sbox-icon {
  width: 40px;
  height: 40px;
  border-radius: 11px;
  background: var(--icon-bg, rgba(240, 185, 11, 0.1));
  border: 1px solid var(--icon-border, rgba(240, 185, 11, 0.25));
  display: grid;
  place-items: center;
  color: var(--icon-color, var(--gold-600));
  flex-shrink: 0;
  transition: transform 0.25s ease;
}

.service-box:hover .sbox-icon {
  transform: scale(1.06);
}

.sbox-icon svg {
  width: 21px;
  height: 21px;
}

.sbox-num {
  font-size: 1.05rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--navy-800);
  opacity: 0.22;
  font-variant-numeric: tabular-nums;
  line-height: 1;
  transition: opacity 0.25s ease, color 0.25s ease;
}

.service-box:hover .sbox-num {
  opacity: 0.65;
  color: var(--card-accent-color, var(--gold-600));
}

/* Box Body */
.sbox-body {
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  margin-bottom: 12px;
}

.sbox-title {
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 8px;
  color: var(--navy-900);
  letter-spacing: -0.01em;
}

.sbox-desc {
  color: #43546a;
  font-size: 0.94rem;
  line-height: 1.55;
  margin-bottom: 12px;
}

.sbox-feats {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: auto;
}

.sbox-feats span {
  background: rgba(11, 30, 58, 0.04);
  border: 1px solid rgba(11, 30, 58, 0.08);
  color: var(--navy-800);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 3px 9px;
  border-radius: 999px;
  transition: background 0.2s ease, border-color 0.2s ease;
}

.service-box:hover .sbox-feats span {
  background: rgba(11, 30, 58, 0.07);
  border-color: rgba(11, 30, 58, 0.14);
}

/* Box Footer */
.sbox-foot {
  padding-top: 10px;
  border-top: 1px solid rgba(11, 30, 58, 0.06);
}

.sbox-link {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--navy-800);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: color 0.22s ease, gap 0.22s ease;
  width: fit-content;
}

.sbox-link svg {
  width: 14px;
  height: 14px;
  transition: transform 0.22s ease;
}

.service-box:hover .sbox-link {
  color: var(--card-accent-color, var(--gold-600));
  gap: 8px;
}

.service-box:hover .sbox-link svg {
  transform: translateX(3px);
}

/* Scroll Progress Bar */
.scroll-indicator {
  width: 180px;
  height: 5px;
  background: rgba(11, 30, 58, 0.08);
  border-radius: 999px;
  margin: 14px auto 0;
  overflow: hidden;
  position: relative;
}

.scroll-progress-bar {
  height: 100%;
  width: 30%;
  background: var(--grad-gold);
  border-radius: 999px;
  transition: transform 0.15s ease-out, width 0.15s ease-out;
}

/* Thematic Color Sets */
.bento-theme-sip {
  --card-accent: linear-gradient(90deg, #1b3a6b, #38bdf8);
  --card-accent-color: #1b3a6b;
  --icon-bg: linear-gradient(135deg, rgba(27, 58, 107, 0.1), rgba(56, 189, 248, 0.08));
  --icon-border: rgba(27, 58, 107, 0.2);
  --icon-color: #1b3a6b;
}

.bento-theme-lumpsum {
  --card-accent: linear-gradient(90deg, #2563eb, #60a5fa);
  --card-accent-color: #2563eb;
  --icon-bg: rgba(37, 99, 235, 0.08);
  --icon-border: rgba(37, 99, 235, 0.2);
  --icon-color: #2563eb;
}

.bento-theme-elss {
  --card-accent: var(--grad-gold);
  --card-accent-color: #d99a06;
  --icon-bg: rgba(240, 185, 11, 0.12);
  --icon-border: rgba(240, 185, 11, 0.28);
  --icon-color: #b8860b;
}

.bento-theme-retirement {
  --card-accent: linear-gradient(90deg, #7c3aed, #a78bfa);
  --card-accent-color: #7c3aed;
  --icon-bg: rgba(124, 58, 237, 0.08);
  --icon-border: rgba(124, 58, 237, 0.2);
  --icon-color: #7c3aed;
}

.bento-theme-goal {
  --card-accent: linear-gradient(90deg, #0f9d6e, #34d399);
  --card-accent-color: #0f9d6e;
  --icon-bg: rgba(15, 157, 110, 0.08);
  --icon-border: rgba(15, 157, 110, 0.2);
  --icon-color: #0f9d6e;
}

.bento-theme-swp {
  --card-accent: linear-gradient(90deg, #059669, #10b981);
  --card-accent-color: #059669;
  --icon-bg: linear-gradient(135deg, rgba(5, 150, 105, 0.12), rgba(16, 185, 129, 0.08));
  --icon-border: rgba(5, 150, 105, 0.22);
  --icon-color: #059669;
}

.bento-theme-portfolio {
  --card-accent: linear-gradient(90deg, #0284c7, #38bdf8);
  --card-accent-color: #0284c7;
  --icon-bg: rgba(2, 132, 199, 0.08);
  --icon-border: rgba(2, 132, 199, 0.2);
  --icon-color: #0284c7;
}

.bento-theme-health {
  --card-accent: linear-gradient(90deg, #e11d48, #f43f5e);
  --card-accent-color: #e11d48;
  --icon-bg: rgba(225, 29, 72, 0.08);
  --icon-border: rgba(225, 29, 72, 0.2);
  --icon-color: #e11d48;
}

/* ---------- Reveal animations ---------- */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1), transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 64px;
    text-align: center;
  }

  .hero-sub {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-cta,
  .hero-points {
    justify-content: center;
  }

  .hero-art {
    max-width: 480px;
    margin: 0 auto;
  }

  .chip-1 {
    top: 4%;
    right: 0;
  }

  .chip-2 {
    bottom: 10%;
    right: 0;
  }

  .chip-3 {
    top: 6%;
    left: 0;
  }

  .portrait-wrap {
    width: min(340px, 80%);
  }

  .fund-logos {
    gap: 44px;
    padding-right: 44px;
  }

  .split {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .split-visual {
    max-width: 520px;
  }

  /* 2-column balanced grid on tablet */
  .services-grid-4x2 {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .testimonials-grid .t-card:last-child {
    grid-column: span 2;
  }

  .creds-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .mv-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .mv-grid .mv-card:last-child {
    grid-column: span 2;
  }

  .calc-grid {
    grid-template-columns: 1fr;
  }

  .profile-card {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .about-badges {
    justify-content: center;
  }

  .f-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 1180px) {
  .nav-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .nav-links {
    position: fixed;
    top: 0;
    right: 0;
    height: 100vh;
    width: min(340px, 86vw);
    background: var(--navy-800);
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-start;
    gap: 10px;
    padding: 96px 24px 36px;
    transform: translateX(100%);
    visibility: hidden;
    pointer-events: none;
    transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), visibility 0.35s;
    box-shadow: -20px 0 50px rgba(0, 0, 0, 0.35);
    overflow-y: auto;
  }

  .nav-links.open {
    transform: translateX(0);
    visibility: visible;
    pointer-events: auto;
  }

  .nav-links li {
    width: 100%;
  }

  .nav-links a:not(.btn) {
    font-size: 1.15rem;
    font-weight: 600;
    padding: 12px 16px;
    border-radius: 10px;
    width: 100%;
    display: block;
    color: rgba(255, 255, 255, 0.9);
  }

  .nav-links a:not(.btn):hover,
  .nav-links a:not(.btn).active {
    background: rgba(200, 150, 44, 0.16);
    color: var(--gold-400);
  }

  .nav-links a:not(.btn)::after {
    display: none;
  }

  .nav-cta {
    margin-top: 14px;
    width: 100%;
    text-align: center;
    padding: 14px 24px;
    font-size: 1.02rem;
  }

  .nav-lang-item {
    width: 100%;
    margin-top: 12px;
  }

  .lang-dropdown {
    width: 100%;
  }

  .nav-links .lang-btn {
    width: 100%;
    justify-content: space-between;
    padding: 12px 18px;
    background: rgba(255, 255, 255, 0.08);
    color: var(--white) !important;
    border-color: rgba(240, 185, 11, 0.35);
    font-size: 0.96rem;
  }

  .nav-links .lang-btn .lang-current-label,
  .nav-links .lang-btn .lang-arrow {
    color: var(--white) !important;
  }

  .lang-menu {
    position: static;
    width: 100%;
    box-shadow: none;
    border: 1px solid rgba(255, 255, 255, 0.12);
    background: var(--navy-900);
    margin-top: 6px;
  }

  .lang-opt {
    color: rgba(255, 255, 255, 0.85);
  }

  .lang-opt:hover,
  .lang-opt.active {
    background: rgba(240, 185, 11, 0.15);
    color: var(--gold-400);
  }
}

@media (max-width: 768px) {
  .section {
    padding: 64px 0;
  }

  .hero {
    padding: 140px 0 96px;
  }

  .stats-card {
    grid-template-columns: repeat(2, 1fr);
    gap: 26px 0;
  }

  .stat:nth-child(3)::before {
    display: none;
  }

  .testimonials-grid .t-card:last-child {
    grid-column: span 1;
  }

  .mv-grid .mv-card:last-child {
    grid-column: span 1;
  }

  .service-row {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .service-row .s-icon {
    margin: 0 auto;
  }

  .service-row .feats {
    justify-content: center;
  }

  .map-card {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .calc-outputs {
    grid-template-columns: 1fr;
  }

  .cta-banner {
    padding: 48px 26px;
  }
}

@media (max-width: 640px) {
  .services-grid-4x2 {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .service-box {
    padding: 24px 20px;
    min-height: auto;
    border-radius: 18px;
  }
}

@media (max-width: 520px) {

  .services-grid,
  .steps,
  .testimonials-grid,
  .creds-grid,
  .mv-grid {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .profile-card {
    padding: 30px 22px;
  }

  .f-grid {
    grid-template-columns: 1fr;
  }

  .hero-cta .btn {
    width: 100%;
  }

  .stats-card {
    padding: 26px 8px;
  }

  .calc-card,
  .contact-form-card {
    padding: 26px 20px;
  }

  .portrait-wrap {
    width: min(280px, 86%);
  }

  .portrait-tag {
    white-space: nowrap;
    padding: 7px 16px;
    font-size: 0.88rem;
  }

  .hero-chip {
    padding: 7px 11px;
    font-size: 0.73rem;
    gap: 7px;
  }

  .hero-chip .chip-ico {
    width: 26px;
    height: 26px;
    font-size: 0.82rem;
  }

  .hero-chip small {
    font-size: 0.65rem;
  }

  .chip-1 {
    top: 0;
    right: 0;
  }

  .chip-2 {
    bottom: 6%;
    right: 0;
  }

  .chip-3 {
    top: 4%;
    left: 0;
  }
}

/* ---------- Accessibility ---------- */
@media (prefers-reduced-motion: reduce) {

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  html {
    scroll-behavior: auto;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }

  .fund-track {
    animation: none;
  }
}

/* ---------- FAQ Section (AEO & Voice Search Optimized) ---------- */
.faq-section {
  padding: 84px 0;
  background: var(--bg-soft);
  position: relative;
}

.faq-grid {
  max-width: 860px;
  margin: 40px auto 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background: var(--white);
  border: 1px solid rgba(19, 41, 77, 0.09);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(11, 30, 58, 0.04);
  transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.2s ease;
}

.faq-item:hover {
  border-color: rgba(240, 185, 11, 0.4);
  box-shadow: 0 8px 24px rgba(11, 30, 58, 0.07);
}

.faq-item[open] {
  border-color: rgba(240, 185, 11, 0.6);
  box-shadow: 0 10px 28px rgba(11, 30, 58, 0.08);
}

.faq-question {
  padding: 22px 26px;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy-900);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  list-style: none;
  user-select: none;
}

.faq-question::-webkit-details-marker {
  display: none;
}

.faq-icon-arrow {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(11, 30, 58, 0.05);
  color: var(--navy-800);
  display: grid;
  place-items: center;
  flex-shrink: 0;
  transition: transform 0.3s ease, background 0.3s ease, color 0.3s ease;
}

.faq-item[open] .faq-icon-arrow {
  transform: rotate(180deg);
  background: var(--grad-gold);
  color: var(--navy-900);
}

.faq-answer {
  padding: 0 26px 22px;
  color: #43546a;
  font-size: 0.95rem;
  line-height: 1.65;
  border-top: 1px solid rgba(19, 41, 77, 0.06);
  padding-top: 16px;
}

.faq-answer p {
  margin: 0 0 10px;
}

.faq-answer p:last-child {
  margin: 0;
}

/* ==========================================================================
   ABOUT PAGE MODERN STYLES
   ========================================================================== */

/* Breadcrumb in Hero */

.breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--gold-400);
}

.breadcrumb a {
  color: rgba(255, 255, 255, 0.7);
  transition: color 0.2s ease;
}

.breadcrumb a:hover {
  color: var(--gold-400);
}

/* Advisor Profile Showcase */
.about-profile-grid {
  display: grid;
  grid-template-columns: 440px 1fr;
  gap: 54px;
  align-items: center;
}

.about-portrait-card {
  position: relative;
  border-radius: 24px;
  background: var(--grad-navy);
  padding: 12px;
  box-shadow: 0 20px 48px rgba(11, 30, 58, 0.16);
  border: 1px solid rgba(240, 185, 11, 0.28);
}

.about-portrait-card img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  object-position: center top;
  border-radius: 18px;
  display: block;
}

.about-floating-rating {
  position: absolute;
  top: 24px;
  right: 24px;
  background: rgba(8, 18, 38, 0.88);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(240, 185, 11, 0.4);
  color: var(--white);
  padding: 8px 14px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 6px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.3);
}

.about-floating-rating span.star {
  color: var(--gold-400);
}

.about-portrait-badge {
  position: absolute;
  bottom: 24px;
  left: 24px;
  right: 24px;
  background: rgba(8, 18, 38, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(240, 185, 11, 0.35);
  border-radius: 16px;
  padding: 14px 18px;
  display: flex;
  justify-content: space-around;
  text-align: center;
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.35);
}

.about-stat-mini strong {
  display: block;
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--gold-400);
}

.about-stat-mini span {
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.75);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.about-bio-lead {
  font-size: 1.08rem;
  line-height: 1.75;
  color: #2b394e;
  margin-top: 18px;
}

.about-bio-secondary {
  font-size: 0.96rem;
  line-height: 1.7;
  color: var(--muted);
  margin-top: 14px;
}

.about-pills-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.about-pill-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(11, 30, 58, 0.05);
  border: 1px solid rgba(11, 30, 58, 0.1);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy-900);
}

.about-pill-item .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold-500);
}

/* ================= MISSION, VISION & VALUES (MODERN SPLIT) ================= */
.mission-split {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 44px;
  align-items: center;
  margin-top: 40px;
}

.mission-visual-box {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 20px 45px rgba(11, 30, 58, 0.14);
  border: 1px solid rgba(19, 41, 77, 0.1);
  background: var(--grad-navy);
}

.mission-visual-box img {
  width: 100%;
  height: 100%;
  min-height: 520px;
  object-fit: cover;
  display: block;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.mission-visual-box:hover img {
  transform: scale(1.03);
}

.mission-image-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(8, 18, 38, 0.05) 0%, rgba(8, 18, 38, 0.75) 100%);
  pointer-events: none;
}

.mission-top-chip {
  position: absolute;
  top: 20px;
  left: 20px;
  background: rgba(8, 18, 38, 0.9);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(240, 185, 11, 0.4);
  color: var(--gold-400);
  font-size: 0.8rem;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.25);
}

.mission-bottom-quote {
  position: absolute;
  bottom: 24px;
  left: 24px;
  right: 24px;
  background: rgba(8, 18, 38, 0.9);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 16px;
  padding: 16px 20px;
  color: var(--white);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.35);
}

.mission-bottom-quote p {
  font-size: 0.92rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.9);
  margin: 0 0 6px;
  font-weight: 500;
}

.mission-bottom-quote small {
  display: block;
  font-size: 0.74rem;
  color: var(--gold-400);
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

/* Right Stack of Mission Cards */
.mission-cards-stack {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.mission-card-pro {
  background: var(--white);
  border: 1px solid rgba(19, 41, 77, 0.08);
  border-radius: 20px;
  padding: 24px 26px;
  box-shadow: 0 6px 20px rgba(11, 30, 58, 0.04);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  position: relative;
}

.mission-card-pro:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 32px rgba(11, 30, 58, 0.08);
  border-color: rgba(240, 185, 11, 0.45);
}

.mission-card-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 12px;
}

.mission-card-icon {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.mission-icon-gold {
  background: rgba(240, 185, 11, 0.14);
  color: #c98a00;
}

.mission-icon-navy {
  background: rgba(11, 30, 58, 0.09);
  color: var(--navy-900);
}

.mission-icon-green {
  background: rgba(16, 185, 129, 0.14);
  color: #059669;
}

.mission-card-title h3 {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.2;
}

.mission-card-title span {
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--gold-600);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.mission-card-pro p {
  color: #43546a;
  font-size: 0.92rem;
  line-height: 1.65;
  margin: 0;
}

/* ================= MODERN OFFICE SECTION ================= */
.about-office-banner {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 20px 48px rgba(11, 30, 58, 0.14);
  border: 1px solid rgba(19, 41, 77, 0.1);
  margin-top: 36px;
}

.about-office-banner img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  display: block;
}

.about-office-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(8, 18, 38, 0.92) 0%, rgba(8, 18, 38, 0.65) 55%, rgba(8, 18, 38, 0.2) 100%);
  display: flex;
  align-items: center;
  padding: 44px;
}

.about-office-content {
  max-width: 520px;
  color: var(--white);
}

.about-office-content h3 {
  font-size: 1.65rem;
  font-weight: 800;
  color: var(--white);
  margin: 8px 0 12px;
}

.about-office-content p {
  font-size: 0.94rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 22px;
}

/* ================= CREDENTIALS GRID ================= */
.creds-modern-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 36px;
}

.cred-card-pro {
  background: var(--white);
  border: 1px solid rgba(19, 41, 77, 0.08);
  border-radius: 20px;
  padding: 26px 22px;
  box-shadow: 0 6px 18px rgba(11, 30, 58, 0.04);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  position: relative;
}

.cred-card-pro:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 30px rgba(11, 30, 58, 0.08);
  border-color: rgba(240, 185, 11, 0.5);
}

.cred-badge-icon {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--grad-gold);
  color: var(--navy-900);
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  box-shadow: 0 6px 16px rgba(240, 185, 11, 0.35);
}

.cred-badge-icon svg {
  width: 24px;
  height: 24px;
}

.cred-card-pro h4 {
  font-size: 1.08rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 8px;
}

.cred-card-pro p {
  color: #4b5b72;
  font-size: 0.88rem;
  line-height: 1.6;
  margin: 0;
}

/* ================= ADVISORY APPROACH STEPS ================= */
.approach-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 36px;
}

.approach-card {
  background: var(--white);
  border: 1px solid rgba(19, 41, 77, 0.08);
  border-radius: 20px;
  padding: 28px 22px;
  position: relative;
  box-shadow: 0 6px 20px rgba(11, 30, 58, 0.04);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.approach-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 32px rgba(11, 30, 58, 0.08);
  border-color: rgba(240, 185, 11, 0.5);
}

.approach-step-num {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--grad-navy);
  color: var(--gold-400);
  font-size: 0.95rem;
  font-weight: 800;
  display: grid;
  place-items: center;
  margin-bottom: 16px;
  border: 1px solid rgba(240, 185, 11, 0.35);
}

.approach-card h4 {
  font-size: 1.08rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 8px;
}

.approach-card p {
  font-size: 0.88rem;
  color: #4b5b72;
  line-height: 1.6;
  margin: 0;
}

/* Responsive Overrides */
@media (max-width: 992px) {
  .about-profile-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .about-portrait-card img {
    height: 400px;
  }

  .mission-split {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .mission-visual-box img {
    min-height: 360px;
    height: 360px;
  }

  .creds-modern-grid,
  .approach-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {

  .creds-modern-grid,
  .approach-grid {
    grid-template-columns: 1fr;
  }

  .about-portrait-card img {
    height: 320px;
  }

  .about-office-overlay {
    padding: 24px;
    background: rgba(8, 18, 38, 0.88);
  }

  .about-office-banner img {
    height: 360px;
  }
}

/* ==========================================================================
   SERVICES PAGE MODERN ZIG-ZAG STYLES (LEFT/RIGHT ALTERNATING)
   ========================================================================== */

.services-zigzag-container {
  display: flex;
  flex-direction: column;
  gap: 56px;
  margin-top: 40px;
}

.service-zigzag-row {
  display: grid;
  grid-template-columns: 460px 1fr;
  gap: 58px;
  align-items: center;
  padding: 44px 48px;
  background: var(--white);
  border-radius: 28px;
  border: 1px solid rgba(19, 41, 77, 0.08);
  box-shadow: 0 10px 32px rgba(11, 30, 58, 0.04);
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

.service-zigzag-row:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 48px rgba(11, 30, 58, 0.09);
  border-color: rgba(240, 185, 11, 0.4);
}

/* Alternating Reverse Row: Right Photo, Left Content */
.service-zigzag-row.reverse {
  grid-template-columns: 1fr 460px;
}

.service-zigzag-row.reverse .service-zigzag-visual {
  order: 2;
}

.service-zigzag-row.reverse .service-zigzag-content {
  order: 1;
}

/* Visual Box */
.service-zigzag-visual {
  position: relative;
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 16px 36px rgba(11, 30, 58, 0.12);
  border: 1px solid rgba(19, 41, 77, 0.08);
  background: var(--navy-900);
}

.service-zigzag-visual img {
  width: 100%;
  height: 390px;
  object-fit: cover;
  display: block;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.service-zigzag-visual:hover img {
  transform: scale(1.04);
}

.service-visual-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(8, 18, 38, 0.08) 0%, rgba(8, 18, 38, 0.65) 100%);
  pointer-events: none;
}

.service-floating-pill {
  position: absolute;
  top: 18px;
  left: 18px;
  background: rgba(8, 18, 38, 0.88);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(240, 185, 11, 0.45);
  color: var(--gold-400);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.25);
  z-index: 2;
}

.service-floating-stat {
  position: absolute;
  bottom: 18px;
  left: 18px;
  right: 18px;
  background: rgba(8, 18, 38, 0.9);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 14px;
  padding: 12px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: var(--white);
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.3);
  z-index: 2;
}

.service-stat-label {
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.75);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.service-stat-val {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--gold-400);
}

/* Content Column */
.service-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--gold-600);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.service-tag-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold-500);
}

.service-zigzag-content h3 {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.25;
  margin-bottom: 14px;
}

.service-zigzag-content p {
  font-size: 0.98rem;
  line-height: 1.7;
  color: #43546a;
  margin-bottom: 22px;
}

.service-features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 26px;
}

.service-feature-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy-900);
  background: rgba(11, 30, 58, 0.035);
  border: 1px solid rgba(11, 30, 58, 0.07);
  padding: 10px 14px;
  border-radius: 12px;
  transition: background 0.2s ease, border-color 0.2s ease;
}

.service-feature-item:hover {
  background: rgba(240, 185, 11, 0.08);
  border-color: rgba(240, 185, 11, 0.35);
}

.service-feature-item svg {
  color: var(--gold-500);
  flex-shrink: 0;
}

.service-action-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* Service City Skyline Badge */
.services-skyline-badge {
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(240, 185, 11, 0.3);
  padding: 8px 18px;
  border-radius: 50px;
  margin-top: 18px;
  width: fit-content;
}

.services-skyline-badge img {
  height: 28px;
  width: auto;
  filter: drop-shadow(0 2px 6px rgba(0, 0, 0, 0.3));
}

.services-skyline-badge span {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold-300);
}

/* Responsive Overrides */
@media (max-width: 992px) {

  .service-zigzag-row,
  .service-zigzag-row.reverse {
    grid-template-columns: 1fr;
    gap: 32px;
    padding: 28px 22px;
  }

  .service-zigzag-row.reverse .service-zigzag-visual {
    order: 1;
  }

  .service-zigzag-row.reverse .service-zigzag-content {
    order: 2;
  }

  .service-zigzag-visual img {
    height: 280px;
  }

  .service-features-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   MODERN SIP CALCULATOR STYLES
   ========================================================================== */

.calc-container {
  max-width: 1240px;
  margin: 0 auto;
}

.calc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
  gap: 40px;
  align-items: start;
}

.calc-card {
  min-width: 0;
  max-width: 100%;
  background: var(--white);
  border-radius: 28px;
  border: 1px solid rgba(19, 41, 77, 0.08);
  padding: 38px;
  box-shadow: 0 12px 36px rgba(11, 30, 58, 0.05);
  position: relative;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.calc-card:hover {
  box-shadow: 0 18px 48px rgba(11, 30, 58, 0.08);
}

.calc-card-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 24px;
}

.calc-card-title h3 {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.2;
}

.calc-card-title p {
  font-size: 0.88rem;
  color: var(--muted);
  margin-top: 4px;
}

.calc-badge-chip {
  background: rgba(240, 185, 11, 0.12);
  border: 1px solid rgba(240, 185, 11, 0.35);
  color: #926900;
  font-size: 0.74rem;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  white-space: nowrap;
  flex-shrink: 0;
}

/* Slider Groups */
.slider-group {
  margin-bottom: 26px;
  background: rgba(11, 30, 58, 0.025);
  border: 1px solid rgba(11, 30, 58, 0.06);
  padding: 20px;
  border-radius: 18px;
  transition: border-color 0.2s ease, background 0.2s ease;
}

.slider-group:hover {
  border-color: rgba(240, 185, 11, 0.4);
  background: rgba(11, 30, 58, 0.035);
}

.slider-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

.slider-head label {
  font-size: 0.94rem;
  font-weight: 700;
  color: var(--navy-900);
}

.slider-value-badge {
  background: var(--grad-navy);
  color: var(--gold-400);
  font-size: 1.08rem;
  font-weight: 800;
  padding: 5px 14px;
  border-radius: 10px;
  box-shadow: 0 4px 12px rgba(11, 30, 58, 0.2);
  white-space: nowrap;
  text-align: right;
  letter-spacing: -0.01em;
  flex-shrink: 0;
}

/* Range Input */
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(to right, var(--gold-500) var(--fill, 15%), rgba(14, 23, 40, 0.12) var(--fill, 15%));
  outline: none;
  cursor: pointer;
  margin: 10px 0 14px;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-500);
  border: 3px solid var(--white);
  box-shadow: 0 4px 12px rgba(207, 168, 88, 0.6);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 6px 16px rgba(207, 168, 88, 0.8);
}

input[type="range"]::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-500);
  border: 3px solid var(--white);
  box-shadow: 0 4px 12px rgba(207, 168, 88, 0.6);
}

/* Slider Ticks */
.slider-ticks {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.76rem;
  color: #64748b;
  font-weight: 600;
  margin-top: 2px;
  margin-bottom: 14px;
  padding: 0 2px;
}

/* Quick Pills */
.quick-pills {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.pill-btn {
  background: var(--white);
  border: 1px solid rgba(11, 30, 58, 0.12);
  color: var(--navy-800);
  font-size: 0.76rem;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.2s ease;
}

.pill-btn:hover,
.pill-btn.active {
  background: var(--navy-900);
  border-color: var(--navy-900);
  color: var(--gold-400);
  box-shadow: 0 4px 10px rgba(11, 30, 58, 0.2);
}

/* Output Cards Grid */
.calc-outputs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 28px 0 16px;
}

.out-metric-card {
  border-radius: 18px;
  padding: 18px 16px;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 6px 18px rgba(11, 30, 58, 0.04);
  transition: transform 0.25s ease;
}

.out-metric-card:hover {
  transform: translateY(-2px);
}

.out-metric-card.invested {
  background: rgba(11, 30, 58, 0.04);
  border: 1px solid rgba(11, 30, 58, 0.1);
}

.out-metric-card.returns {
  background: rgba(16, 185, 129, 0.08);
  border: 1px solid rgba(16, 185, 129, 0.25);
}

.out-metric-card.total {
  background: var(--grad-navy);
  color: var(--white);
  border: 1px solid rgba(240, 185, 11, 0.4);
  box-shadow: 0 10px 24px rgba(11, 30, 58, 0.18);
}

.out-metric-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.out-metric-card.invested .out-metric-label {
  color: #556987;
}

.out-metric-card.returns .out-metric-label {
  color: #059669;
}

.out-metric-card.total .out-metric-label {
  color: var(--gold-400);
}

.out-metric-value {
  font-size: 1.35rem;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.01em;
}

.out-metric-card.invested .out-metric-value {
  color: var(--navy-900);
}

.out-metric-card.returns .out-metric-value {
  color: #059669;
}

.out-metric-card.total .out-metric-value {
  color: var(--gold-400);
}

.calc-note-box {
  background: rgba(11, 30, 58, 0.03);
  border-left: 3px solid var(--gold-500);
  padding: 10px 14px;
  border-radius: 0 8px 8px 0;
  font-size: 0.78rem;
  color: #5a6b82;
  line-height: 1.5;
  margin-top: 14px;
}

/* Chart Wrap */
.chart-container-card {
  position: relative;
  background: var(--white);
  border-radius: 20px;
  padding: 20px;
  border: 1px solid rgba(19, 41, 77, 0.07);
  min-width: 0;
  max-width: 100%;
  overflow: hidden;
  box-sizing: border-box;
}

.chart-container-card canvas {
  width: 100% !important;
  max-width: 100% !important;
  height: 300px !important;
  display: block;
  box-sizing: border-box;
}

.swp-depletion-alert {
  margin-top: 14px;
  background: rgba(239, 68, 68, 0.08);
  border-left: 3px solid #dc2626;
  border-radius: 0 10px 10px 0;
  padding: 12px 16px;
  font-size: 0.82rem;
  color: #991b1b;
  line-height: 1.5;
}

.chart-header-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
  flex-wrap: wrap;
  gap: 10px;
}

.multiplier-pill {
  background: rgba(16, 185, 129, 0.12);
  color: #059669;
  border: 1px solid rgba(16, 185, 129, 0.3);
  font-size: 0.78rem;
  font-weight: 800;
  padding: 4px 12px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.multiplier-pill.warning {
  background: rgba(239, 68, 68, 0.12);
  color: #dc2626;
  border-color: rgba(239, 68, 68, 0.3);
}

.chart-legend-pro {
  display: flex;
  gap: 20px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy-900);
  margin-top: 14px;
  justify-content: center;
}

.chart-legend-pro span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.swatch-pro {
  width: 12px;
  height: 12px;
  border-radius: 3px;
}

.swatch-gold-pro {
  background: var(--gold-500);
}

.swatch-blue-pro {
  background: #38bdf8;
}

/* Milestone Table & Schedule Views */
.milestones-card {
  margin-top: 26px;
  background: rgba(11, 30, 58, 0.025);
  border-radius: 18px;
  border: 1px solid rgba(11, 30, 58, 0.07);
  padding: 22px;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  max-width: 100%;
  box-sizing: border-box;
}

.milestones-header-wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 14px;
}

.milestones-title {
  font-size: 0.96rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 0;
  display: flex;
  align-items: center;
  gap: 8px;
}

.swp-schedule-tabs {
  display: inline-flex;
  background: rgba(11, 30, 58, 0.08);
  border-radius: 10px;
  padding: 3px;
  gap: 4px;
}

.swp-tab-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  font-size: 0.82rem;
  font-weight: 700;
  border-radius: 7px;
  border: none;
  background: transparent;
  color: #475569;
  cursor: pointer;
  transition: all 0.2s ease;
}

.swp-tab-btn:hover {
  color: #0b244d;
  background: rgba(255, 255, 255, 0.5);
}

.swp-tab-btn.active {
  background: #0b244d;
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(11, 36, 77, 0.2);
}

.swp-month-filter-bar {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 14px;
  padding: 10px 14px;
  background: #ffffff;
  border-radius: 10px;
  border: 1px solid rgba(11, 30, 58, 0.08);
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.03);
}

.swp-filter-label {
  font-size: 0.8rem;
  font-weight: 700;
  color: #1e293b;
  white-space: nowrap;
}

.swp-year-pills {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
  align-items: center;
}

.swp-year-pill {
  padding: 4px 11px;
  font-size: 0.75rem;
  font-weight: 700;
  border-radius: 6px;
  border: 1px solid rgba(11, 30, 58, 0.12);
  background: #f8fafc;
  color: #475569;
  cursor: pointer;
  transition: all 0.15s ease;
}

.swp-year-pill:hover {
  border-color: #f0b90b;
  color: #0b244d;
  background: #fff;
}

.swp-year-pill.active {
  background: #f0b90b;
  border-color: #d89e00;
  color: #0b244d;
  font-weight: 800;
  box-shadow: 0 1px 4px rgba(240, 185, 11, 0.3);
}

.swp-table-scroll-wrap {
  max-height: 480px;
  overflow-y: auto;
  overflow-x: auto;
  border-radius: 12px;
  border: 1px solid rgba(11, 30, 58, 0.08);
  background: #ffffff;
}

.swp-table-scroll-wrap thead th {
  position: sticky;
  top: 0;
  background: #f1f5f9;
  z-index: 2;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.06);
}

.milestone-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.84rem;
}

.milestone-table th {
  text-align: left;
  padding: 10px 12px;
  color: #475569;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  border-bottom: 1px solid rgba(11, 30, 58, 0.08);
}

.milestone-table td {
  padding: 10px 12px;
  color: var(--navy-900);
  font-weight: 600;
  font-size: 0.82rem;
  border-bottom: 1px solid rgba(11, 30, 58, 0.04);
}

.milestone-table tbody tr:hover td {
  background: rgba(240, 185, 11, 0.05);
}

.milestone-table tr:last-child td {
  border-bottom: none;
}

.milestone-table .gold-td {
  color: #c98a00;
  font-weight: 800;
}

.milestone-table .green-td {
  color: #059669;
  font-weight: 700;
}

.milestone-table .blue-td {
  color: #0284c7;
  font-weight: 700;
}

/* Personal Advice Box inside card */
.calc-advisor-cta {
  margin-top: 24px;
  background: var(--grad-navy);
  border-radius: 20px;
  padding: 24px 26px;
  color: var(--white);
  border: 1px solid rgba(240, 185, 11, 0.3);
  box-shadow: 0 10px 24px rgba(11, 30, 58, 0.2);
}

.calc-advisor-cta h4 {
  font-size: 1.12rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 6px;
}

.calc-advisor-cta p {
  font-size: 0.86rem;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 16px;
  line-height: 1.5;
}

.calc-advisor-cta .btn {
  width: 100%;
  text-align: center;
  justify-content: center;
}

/* Responsive */
@media (max-width: 992px) {
  .calc-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .calc-card {
    padding: 26px 20px;
  }

  .calc-outputs-grid {
    grid-template-columns: 1fr;
    gap: 10px;
  }
}

/* ==========================================================================
   WHY SIP PILLARS (MATURE LUXURY 2x2 SHOWCASE REDESIGN)
   ========================================================================== */

.why-sip-section {
  padding: 96px 0;
  background: #f8fafc;
  position: relative;
  border-top: 1px solid #e2e8f0;
}

.why-sip-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(240, 185, 11, 0.12);
  border: 1px solid rgba(240, 185, 11, 0.35);
  color: #0f172a;
  padding: 6px 18px;
  border-radius: 30px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.why-sip-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 1240px;
  margin: 44px auto 0;
}

.why-sip-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 12px 32px rgba(11, 30, 58, 0.05);
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.35s ease, border-color 0.35s ease;
  display: flex;
  flex-direction: column;
}

.why-sip-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 55px rgba(11, 30, 58, 0.12);
  border-color: rgba(240, 185, 11, 0.55);
}

.why-sip-visual {
  position: relative;
  overflow: hidden;
  height: 270px;
  background: #0b1e3a;
}

.why-sip-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 25%;
  display: block;
  transition: transform 0.65s cubic-bezier(0.16, 1, 0.3, 1);
}

.why-sip-card:hover .why-sip-visual img {
  transform: scale(1.05);
}

.why-sip-visual-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(11, 30, 58, 0.35) 0%, transparent 40%);
  pointer-events: none;
}

.why-sip-badge-float {
  position: absolute;
  top: 16px;
  left: 16px;
  background: rgba(11, 30, 58, 0.9);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: var(--gold-400);
  border: 1px solid rgba(240, 185, 11, 0.45);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  padding: 5px 14px;
  border-radius: 50px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.35);
  z-index: 2;
}

.why-sip-concept-pill {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  padding: 8px 14px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 16px;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.03);
}

.why-sip-concept-pill svg {
  color: #f59e0b;
  flex-shrink: 0;
}

.why-sip-body {
  padding: 30px 28px 26px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  flex: 1;
}

.why-sip-subtitle {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--gold-600);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 8px;
  display: block;
}

.why-sip-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.3;
  margin-bottom: 12px;
}

.why-sip-card p {
  color: #475569;
  font-size: 0.94rem;
  line-height: 1.65;
  margin-bottom: 22px;
  flex: 1;
}

.why-sip-footer-pill {
  background: rgba(26, 22, 69, 0.04);
  border: 1px solid rgba(26, 22, 69, 0.1);
  padding: 10px 16px;
  border-radius: 12px;
  font-size: 0.84rem;
  font-weight: 600;
  color: #1e1b4b;
  display: flex;
  align-items: center;
  gap: 10px;
}

.why-sip-footer-pill svg {
  color: #10b981;
  flex-shrink: 0;
}

@media (max-width: 900px) {
  .why-sip-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .why-sip-visual {
    height: 210px;
  }
}

/* ==========================================================================
   SWP MASTER CONSOLE & HEAD-TO-HEAD FD COMPARISON
   ========================================================================== */

.swp-master-console {
  background: var(--white);
  border-radius: 32px;
  border: 1px solid rgba(19, 41, 77, 0.09);


  box-shadow: 0 16px 48px rgba(11, 30, 58, 0.06);
  padding: 44px 48px;
  margin-top: 10px;
}

.swp-console-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr);
  gap: 48px;
  align-items: start;
}

.swp-console-left,
.swp-console-right {
  min-width: 0;
  max-width: 100%;
}

.swp-console-header {
  margin-bottom: 28px;
}

.swp-console-header h3 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.25;
}

.swp-console-header p {
  font-size: 0.88rem;
  color: var(--muted);
  margin-top: 4px;
}

/* Ratio Progress Bar */
.swp-ratio-box {
  background: rgba(11, 30, 58, 0.025);
  border: 1px solid rgba(11, 30, 58, 0.06);
  border-radius: 16px;
  padding: 16px 18px;
  margin-bottom: 20px;
}

.swp-ratio-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 8px;
}

.swp-ratio-bar {
  height: 12px;
  border-radius: 999px;
  background: #e2e8f0;
  overflow: hidden;
  display: flex;
}

.swp-bar-withdrawn {
  background: #10b981;
  height: 100%;
  transition: width 0.3s ease;
}

.swp-bar-remaining {
  background: var(--gold-500);
  height: 100%;
  transition: width 0.3s ease;
}

/* ==========================================================================
   HEAD-TO-HEAD SHOWDOWN TABLE (BANK FD VS MUTUAL FUND SWP)
   ========================================================================== */

.swp-vs-fd-section {
  padding: 96px 0;
  background: var(--bg-soft);
  position: relative;
}

.swp-comparison-card {
  background: var(--white);
  border-radius: 28px;
  border: 1px solid rgba(19, 41, 77, 0.08);
  box-shadow: 0 16px 40px rgba(11, 30, 58, 0.05);
  overflow: hidden;
  margin-top: 40px;
}

.swp-table-responsive {
  width: 100%;
  overflow-x: auto;
}

.swp-vs-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  min-width: 680px;
}

.swp-vs-table thead th {
  padding: 24px 28px;
  font-size: 1rem;
  font-weight: 800;
  border-bottom: 2px solid rgba(11, 30, 58, 0.08);
}

.swp-vs-table thead th.col-feature {
  width: 28%;
  color: var(--navy-900);
  background: rgba(11, 30, 58, 0.02);
}

.swp-vs-table thead th.col-fd {
  width: 36%;
  background: rgba(239, 68, 68, 0.03);
  color: #991b1b;
  border-left: 1px solid rgba(11, 30, 58, 0.06);
}

.swp-vs-table thead th.col-swp {
  width: 36%;
  background: var(--grad-navy);
  color: var(--white);
  position: relative;
}

.swp-winner-badge {
  display: inline-block;
  background: var(--gold-500);
  color: var(--navy-900);
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 50px;
  margin-left: 8px;
  vertical-align: middle;
  letter-spacing: 0.04em;
}

.swp-vs-table tbody tr {
  border-bottom: 1px solid rgba(11, 30, 58, 0.06);
  transition: background 0.2s ease;
}

.swp-vs-table tbody tr:hover {
  background: rgba(240, 185, 11, 0.025);
}

.swp-vs-table tbody td {
  padding: 20px 28px;
  font-size: 0.92rem;
  line-height: 1.6;
  vertical-align: top;
}

.swp-vs-table tbody td.col-feature {
  font-weight: 700;
  color: var(--navy-900);
  background: rgba(11, 30, 58, 0.015);
}

.swp-vs-table tbody td.col-feature small {
  display: block;
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--muted);
  margin-top: 2px;
}

.swp-vs-table tbody td.col-fd {
  color: #4b5563;
  border-left: 1px solid rgba(11, 30, 58, 0.06);
  background: rgba(239, 68, 68, 0.01);
}

.swp-vs-table tbody td.col-swp {
  color: var(--navy-900);
  font-weight: 600;
  background: rgba(240, 185, 11, 0.04);
  border-left: 2px solid rgba(240, 185, 11, 0.3);
}

.table-icon-cross {
  display: inline-block;
  color: #dc2626;
  font-weight: 800;
  margin-right: 6px;
}

.table-icon-check {
  display: inline-block;
  color: #059669;
  font-weight: 800;
  margin-right: 6px;
}

/* Comparison Highlights Grid */
.swp-takeaway-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 36px;
}

.swp-takeaway-card {
  background: var(--white);
  border-radius: 20px;
  border: 1px solid rgba(19, 41, 77, 0.08);
  padding: 24px 22px;
  box-shadow: 0 8px 24px rgba(11, 30, 58, 0.03);
}

.swp-takeaway-card h4 {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.swp-takeaway-card p {
  font-size: 0.86rem;
  color: #4a5a73;
  line-height: 1.6;
}

@media (max-width: 992px) {
  .swp-master-console {
    padding: 30px 22px;
  }

  .swp-console-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .swp-takeaway-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   UNIQUE HOME SHOWDOWN & SIP COMPARISON SECTION
   ========================================================================== */

.home-showdown-section {
  padding: 100px 0;
  background: linear-gradient(180deg, #f7f3eb 0%, #fbf9f5 50%, #f2ebe0 100%);
  color: var(--ink);
  position: relative;
  overflow: hidden;
  border-top: 1px solid rgba(200, 150, 44, 0.2);
  border-bottom: 1px solid rgba(200, 150, 44, 0.25);
}

.home-showdown-section::before {
  content: '';
  position: absolute;
  top: -150px;
  left: 50%;
  transform: translateX(-50%);
  width: 700px;
  height: 500px;
  background: radial-gradient(circle, rgba(200, 150, 44, 0.08) 0%, transparent 70%);
  pointer-events: none;
}

.home-showdown-section .section-title {
  color: var(--ink);
}

.home-showdown-section .section-sub {
  color: var(--muted);
}

.showdown-alert-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #fee2e2;
  border: 1px solid #fca5a5;
  color: #b91c1c;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.showdown-pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #dc2626;
  box-shadow: 0 0 10px #dc2626;
  animation: pulse-red 1.8s infinite;
}

@keyframes pulse-red {
  0% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(220, 38, 38, 0.7);
  }

  70% {
    transform: scale(1.15);
    box-shadow: 0 0 0 10px rgba(220, 38, 38, 0);
  }

  100% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(220, 38, 38, 0);
  }
}

.showdown-switcher-wrap {
  display: flex;
  justify-content: center;
  margin: 36px 0 30px;
}

.showdown-switcher {
  display: inline-flex;
  background: #eadecc;
  border: 1px solid #d8cbba;
  padding: 5px;
  border-radius: 50px;
  box-shadow: inset 0 2px 4px rgba(0, 0, 0, 0.04);
  gap: 4px;
}

.showdown-tab-btn {
  background: transparent;
  border: none;
  color: #55627a;
  font-size: 0.88rem;
  font-weight: 700;
  padding: 10px 22px;
  border-radius: 40px;
  cursor: pointer;
  transition: all 0.25s ease;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.showdown-tab-btn.active {
  background: var(--navy-900);
  color: var(--gold-400);
  box-shadow: 0 4px 16px rgba(10, 20, 38, 0.25);
}

/* Eye-Stopping Gap Math Banner */
.showdown-math-banner {
  background: #ffffff;
  border: 1px solid rgba(200, 150, 44, 0.35);
  border-radius: 24px;
  padding: 28px 34px;
  margin-bottom: 34px;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 24px;
  box-shadow: 0 16px 40px rgba(15, 29, 54, 0.07);
}

.math-col {
  text-align: center;
}

.math-col small {
  display: block;
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: #64748b;
  margin-bottom: 4px;
}

.math-col strong {
  font-size: 1.6rem;
  font-weight: 800;
  display: block;
}

.math-col.col-traditional strong {
  color: #dc2626;
}

.math-col.col-mutual strong {
  color: #059669;
}

.math-divider-badge {
  text-align: center;
  background: #fef3c7;
  border: 1px solid #f59e0b;
  padding: 10px 18px;
  border-radius: 16px;
}

.math-divider-badge span {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  color: #b45309;
  text-transform: uppercase;
}

.math-divider-badge strong {
  font-size: 1.15rem;
  color: #92400e;
}

/* Comparison Tables in Crisp Editorial Style */
.home-showdown-section .swp-comparison-card {
  background: #ffffff;
  border: 1px solid #e2d9cb;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 20px 48px rgba(15, 29, 54, 0.08);
}

.home-showdown-section .swp-vs-table thead th.col-feature {
  background: #f8f5ee;
  color: var(--ink);
  border-bottom: 2px solid #e2d9cb;
}

.home-showdown-section .swp-vs-table thead th.col-fd {
  background: #fff1f2;
  color: #be123c;
  border-bottom: 2px solid #fecdd3;
  border-left: 1px solid #e2d9cb;
}

.home-showdown-section .swp-vs-table thead th.col-swp {
  background: #ecfdf5;
  color: #065f46;
  border-bottom: 2px solid #a7f3d0;
  border-left: 2px solid #10b981;
}

.home-showdown-section .swp-vs-table thead th.col-swp .swp-winner-badge {
  background: #059669;
  color: #ffffff;
  font-size: 0.68rem;
  padding: 2px 8px;
  border-radius: 6px;
  margin-left: 6px;
}

.home-showdown-section .swp-vs-table tbody tr {
  border-bottom: 1px solid #f1ece1;
}

.home-showdown-section .swp-vs-table tbody tr:hover {
  background: #faf7f2;
}

.home-showdown-section .swp-vs-table tbody td.col-feature {
  color: var(--ink);
  background: #fbf9f5;
  font-weight: 600;
}

.home-showdown-section .swp-vs-table tbody td.col-feature small {
  color: #64748b;
  font-weight: 400;
}

.home-showdown-section .swp-vs-table tbody td.col-fd {
  color: #475569;
  background: #fffbfa;
  border-left: 1px solid #f3ece0;
}

.home-showdown-section .swp-vs-table tbody td.col-swp {
  color: #0f1d36;
  background: #f6fdf9;
  border-left: 2px solid #10b981;
}

/* Advisor Reality Check Quote Banner */
.showdown-advisor-quote {
  background: #ffffff;
  border: 1px solid #e2d9cb;
  border-left: 4px solid var(--gold-500);
  border-radius: 0 20px 20px 0;
  padding: 24px 30px;
  margin-top: 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
  box-shadow: 0 16px 36px rgba(15, 29, 54, 0.07);
}

.showdown-quote-text p {
  font-size: 0.96rem;
  line-height: 1.65;
  color: #1e293b;
  font-style: italic;
}

.showdown-quote-text strong {
  display: block;
  font-size: 0.82rem;
  font-style: normal;
  color: var(--gold-600);
  margin-top: 6px;
}

@media (max-width: 768px) {
  .showdown-math-banner {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 20px;
  }

  .showdown-switcher {
    flex-direction: column;
    border-radius: 18px;
    width: 100%;
  }

  .showdown-tab-btn {
    width: 100%;
    justify-content: center;
  }

  .fund-logo-item img {
    width: 145px;
    height: 48px;
  }
}

/* ============================================================
   Success Modal Popup (Centered on Screen)
   ============================================================ */
.submission-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(8, 18, 38, 0.78);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 99999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.submission-modal-overlay.active {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.submission-modal-card {
  position: relative;
  background: linear-gradient(150deg, #0d2242, #081226);
  border: 1.5px solid rgba(240, 185, 11, 0.4);
  box-shadow: 0 25px 70px rgba(0, 0, 0, 0.6), 0 0 35px rgba(240, 185, 11, 0.15);
  border-radius: 24px;
  padding: 42px 32px 34px;
  max-width: 490px;
  width: 100%;
  text-align: center;
  color: #ffffff;
  transform: scale(0.85) translateY(20px);
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  overflow: hidden;
}

.submission-modal-overlay.active .submission-modal-card {
  transform: scale(1) translateY(0);
}

.submission-modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #ffffff;
  font-size: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s ease;
  line-height: 1;
  padding: 0;
}

.submission-modal-close:hover {
  background: rgba(240, 185, 11, 0.2);
  border-color: var(--gold-400);
  color: var(--gold-400);
  transform: rotate(90deg);
}

.submission-modal-icon {
  width: 74px;
  height: 74px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: rgba(15, 157, 110, 0.15);
  border: 2px solid var(--success);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--success);
  box-shadow: 0 0 25px rgba(15, 157, 110, 0.3);
  animation: pulse-success-modal 2s infinite ease-in-out;
}

@keyframes pulse-success-modal {

  0%,
  100% {
    transform: scale(1);
    box-shadow: 0 0 20px rgba(15, 157, 110, 0.3);
  }

  50% {
    transform: scale(1.06);
    box-shadow: 0 0 35px rgba(15, 157, 110, 0.5);
  }
}

.submission-modal-title {
  font-size: 1.4rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 12px;
  line-height: 1.35;
}

.submission-modal-title .gold {
  color: var(--gold-400);
}

.submission-modal-body {
  font-size: 0.96rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
  margin-bottom: 26px;
}

.submission-modal-action {
  display: inline-block;
  background: var(--grad-gold);
  color: var(--navy-900);
  font-weight: 600;
  font-size: 0.94rem;
  padding: 11px 32px;
  border-radius: 30px;
  border: none;
  cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 6px 20px rgba(240, 185, 11, 0.3);
}

.submission-modal-action:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(240, 185, 11, 0.45);
}

/* 5-second animated progress bar */
.submission-modal-bar {
  position: absolute;
  bottom: 0;
  left: 0;
  height: 4px;
  background: var(--grad-gold);
  width: 100%;
  transform-origin: left;
}

.submission-modal-overlay.active .submission-modal-bar {
  animation: modal-countdown 5s linear forwards;
}

@keyframes modal-countdown {
  from {
    transform: scaleX(1);
  }

  to {
    transform: scaleX(0);
  }
}

/* ============================================================
   GOAL-BASED INVESTMENT PLANNER STYLES
   ============================================================ */

/* Stacked Layout for Goal Planner (Top: Config, Bottom: Blueprint) */
.goal-stacked-layout {
  display: flex;
  flex-direction: column;
  gap: 36px;
  width: 100%;
}

/* 4 Parameter Boxes in 1 Horizontal Line */
.goal-params-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  align-items: stretch;
}

.goal-param-col {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  margin-bottom: 0 !important;
  min-height: 200px;
}

.goal-param-col .slider-head label {
  font-size: 0.88rem;
}

.goal-param-col .slider-value-badge,
.slider-value-input {
  background: #ffffff !important;
  color: #0b1e3a !important;
  border: 1.5px solid #0b1e3a !important;
  font-size: 0.96rem;
  font-weight: 800;
  padding: 4px 10px;
  border-radius: 10px;
  box-shadow: 0 2px 6px rgba(11, 30, 58, 0.08);
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.slider-value-input {
  width: 125px;
  text-align: right;
  cursor: text;
}

.slider-value-input:focus {
  border-color: var(--gold-500) !important;
  box-shadow: 0 0 0 3px rgba(240, 185, 11, 0.25) !important;
}

/* Ensure all pills fit in 1 single horizontal line without wrapping */
.goal-param-col .quick-pills {
  display: flex;
  gap: 4px;
  flex-wrap: nowrap;
  justify-content: space-between;
  width: 100%;
}

.goal-param-col .pill-btn {
  flex: 1;
  min-width: 0;
  padding: 4px 2px;
  font-size: 0.72rem;
  font-weight: 700;
  text-align: center;
  white-space: nowrap;
}

.inflation-box-col {
  background: rgba(16, 185, 129, 0.04);
  border: 1px solid rgba(16, 185, 129, 0.22);
}

.inflation-box-inner {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  flex: 1;
  padding-top: 4px;
}

.inflation-box-text {
  font-size: 0.82rem;
  color: #64748b;
  line-height: 1.42;
  margin-bottom: 12px;
}

.inflation-box-action {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #ffffff;
  padding: 8px 12px;
  border-radius: 12px;
  border: 1px solid rgba(11, 30, 58, 0.08);
  margin-top: auto;
}

@media (max-width: 1100px) {
  .goal-params-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .goal-params-grid-4 {
    grid-template-columns: 1fr;
  }
}

.goal-analysis-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 20px;
  margin: 22px 0;
  align-items: stretch;
}

.goal-analysis-grid > div {
  margin-bottom: 0 !important;
}

.goal-cta-row {
  display: flex;
  flex-direction: column;
  gap: 12px;
  width: 100%;
}

.goal-cta-row .btn {
  width: 100% !important;
  justify-content: center !important;
  text-align: center !important;
  padding: 16px 24px !important;
  font-size: 1.02rem !important;
  font-weight: 700 !important;
}

/* Compact Goal Selector Bar (1 line, SVG badge + dropdown + editable input) */
.compact-goal-row {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(11, 30, 58, 0.025);
  border: 1.5px solid rgba(11, 30, 58, 0.09);
  border-radius: 16px;
  padding: 10px 14px;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.compact-goal-row:focus-within {
  border-color: var(--gold-500);
  box-shadow: 0 4px 16px rgba(240, 185, 11, 0.14);
  background: #ffffff;
}

.cgr-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--grad-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(11, 30, 58, 0.18);
  transition: transform 0.2s ease;
}

.cgr-icon svg {
  stroke: var(--gold-400);
  width: 22px;
  height: 22px;
}

.cgr-select-wrap {
  flex: 1;
  transition: flex 0.25s ease;
}

.compact-goal-row.has-custom .cgr-select-wrap {
  flex: 0 0 280px;
}

.cgr-select-wrap select {
  width: 100%;
  padding: 10px 34px 10px 14px;
  background: #ffffff;
  border: 1.5px solid #cbd5e1;
  border-radius: 10px;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--navy-900);
  outline: none;
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  transition: border-color 0.2s ease;
}

.cgr-select-wrap select:focus {
  border-color: var(--gold-500);
}

.cgr-input-wrap {
  flex: 1;
  min-width: 0;
  animation: fadeInDown 0.25s ease;
}

.cgr-input-wrap input {
  width: 100%;
  padding: 10px 14px;
  background: #ffffff;
  border: 1.5px solid #cbd5e1;
  border-radius: 10px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--navy-900);
  outline: none;
  transition: border-color 0.2s ease;
}

.cgr-input-wrap input:focus {
  border-color: var(--gold-500);
}

.gpc-icon-wrap {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: var(--grad-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.gpc-icon-wrap svg {
  stroke: var(--gold-400);
}

@media (max-width: 768px) {
  .compact-goal-row {
    flex-wrap: wrap;
    gap: 10px;
  }
  .cgr-select-wrap {
    flex: 1 1 calc(100% - 58px);
  }
  .cgr-input-wrap {
    flex: 1 1 100%;
  }
}

/* Goal Plan Option Blocks (A / B / C) */
.goal-plan-block {
  border: 1.5px solid rgba(11, 30, 58, 0.08);
  border-radius: 16px;
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.goal-plan-block:hover {
  border-color: rgba(240, 185, 11, 0.4);
  box-shadow: 0 8px 20px rgba(11, 30, 58, 0.06);
}

.gpb-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 16px;
  background: rgba(11, 30, 58, 0.04);
  border-bottom: 1px solid rgba(11, 30, 58, 0.06);
}

.gpb-tag {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.76rem;
  font-weight: 800;
  color: var(--navy-900);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.gpb-tag svg {
  color: var(--gold-500);
}

.gpb-recommended {
  background: rgba(240, 185, 11, 0.12);
  border: 1px solid rgba(240, 185, 11, 0.35);
  color: #926900;
  font-size: 0.68rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.gpb-body {
  padding: 16px;
}

.gpb-desc {
  font-size: 0.84rem;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Option 1 Clean White Metric Cards (No background fill, crisp dark borders) */
.option1-metrics-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
  margin: 16px 0 10px;
}

.option1-metric-card {
  background: #ffffff !important;
  border: 1.5px solid #cbd5e1;
  border-radius: 14px;
  padding: 14px 10px;
  text-align: center;
  box-shadow: 0 2px 8px rgba(11, 30, 58, 0.04);
  transition: all 0.2s ease;
}

.option1-metric-card:hover {
  border-color: #0b1e3a;
  box-shadow: 0 6px 18px rgba(11, 30, 58, 0.08);
  transform: translateY(-2px);
}

.option1-metric-card.highlight {
  border: 2px solid #0b1e3a;
  background: #ffffff !important;
}

.option1-metric-label {
  font-size: 0.74rem;
  font-weight: 700;
  color: #64748b;
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  line-height: 1.3;
  min-height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.option1-metric-value {
  font-size: 1.25rem;
  font-weight: 800;
  color: #0b1e3a;
  letter-spacing: -0.02em;
}

@media (max-width: 1024px) {
  .option1-metrics-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
  }
}

@media (max-width: 640px) {
  .option1-metrics-grid {
    grid-template-columns: 1fr;
    gap: 8px;
  }
}

.option-sub-metrics-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin: 12px 0 6px;
}

@media (max-width: 600px) {
  .option-sub-metrics-grid {
    grid-template-columns: 1fr;
  }
}

/* Quick Goal Preset Cards (Top Selector) */
.goal-presets-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 24px;
}

.goal-preset-card {
  background: #ffffff;
  border: 1.5px solid #e2e8f0;
  border-radius: 16px;
  padding: 18px 16px;
  cursor: pointer;
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 4px 12px rgba(11, 30, 58, 0.03);
}

.goal-preset-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-500);
  box-shadow: 0 12px 28px rgba(11, 30, 58, 0.08);
}

.gpc-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}

.gpc-emoji {
  font-size: 1.5rem;
  line-height: 1;
}

.gpc-name {
  font-size: 0.94rem;
  font-weight: 700;
  color: #0f172a;
  line-height: 1.3;
}

.gpc-meta {
  font-size: 0.78rem;
  color: #64748b;
  font-weight: 600;
  margin-top: 4px;
}

/* Inflation Toggle Box */
.inflation-toggle-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(26, 22, 69, 0.035);
  border: 1px solid rgba(26, 22, 69, 0.1);
  padding: 12px 18px;
  border-radius: 14px;
  margin-top: 20px;
  gap: 16px;
}

.itb-text strong {
  display: block;
  font-size: 0.88rem;
  color: #0f172a;
  margin-bottom: 2px;
}

.itb-text span {
  font-size: 0.78rem;
  color: #64748b;
}

.toggle-switch {
  position: relative;
  display: inline-block;
  width: 48px;
  height: 26px;
  flex-shrink: 0;
}

.toggle-switch input {
  opacity: 0;
  width: 0;
  height: 0;
}

.toggle-slider {
  position: absolute;
  cursor: pointer;
  inset: 0;
  background-color: #cbd5e1;
  transition: 0.3s;
  border-radius: 34px;
}

.toggle-slider:before {
  position: absolute;
  content: "";
  height: 20px;
  width: 20px;
  left: 3px;
  bottom: 3px;
  background-color: white;
  transition: 0.3s;
  border-radius: 50%;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.2);
}

input:checked+.toggle-slider {
  background-color: #10b981;
}

input:checked+.toggle-slider:before {
  transform: translateX(22px);
}

/* Goal Hero Results Box */
.goal-hero-card {
  background: linear-gradient(150deg, #0b1e3a 0%, #081226 100%);
  border-radius: 20px;
  padding: 28px 24px;
  color: #ffffff;
  border: 1.5px solid rgba(240, 185, 11, 0.35);
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.2);
  margin-bottom: 22px;
  position: relative;
  overflow: hidden;
}

.ghc-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
  flex-wrap: wrap;
  gap: 8px;
}

.ghc-eyebrow {
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--gold-400);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.future-inflation-alert {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(245, 158, 11, 0.18);
  border: 1px solid rgba(245, 158, 11, 0.4);
  color: #fbbf24;
  padding: 3px 10px;
  border-radius: 20px;
  font-size: 0.74rem;
  font-weight: 600;
}

.future-target-tag {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.75);
}

.ghc-main-val {
  font-size: clamp(2rem, 3.8vw, 2.7rem);
  font-weight: 800;
  color: #ffffff;
  letter-spacing: -0.02em;
  line-height: 1.15;
  margin: 6px 0 12px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.ghc-main-val span.gold-txt {
  color: var(--gold-400);
}

.ghc-sub-options {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 14px;
}

.ghc-opt-item {
  background: rgba(255, 255, 255, 0.06);
  padding: 10px 14px;
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.ghc-opt-item small {
  display: block;
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 2px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.ghc-opt-item strong {
  font-size: 1.05rem;
  color: #ffffff;
  font-weight: 700;
}

/* Ratio Bar inside Goal Calc */
.goal-ratio-box {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 18px 20px;
  box-shadow: 0 4px 12px rgba(11, 30, 58, 0.03);
  margin-bottom: 22px;
}

.grb-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 8px;
}

.grb-track {
  height: 12px;
  background: #e2e8f0;
  border-radius: 999px;
  overflow: hidden;
  display: flex;
}

.grb-fill-invest {
  background: #3b82f6;
  height: 100%;
  transition: width 0.35s ease;
}

.grb-fill-gain {
  background: #10b981;
  height: 100%;
  transition: width 0.35s ease;
}

.grb-meta-row {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  font-size: 0.78rem;
  color: #64748b;
  font-weight: 600;
}

.milestone-badge-chip {
  display: inline-block;
  background: rgba(26, 22, 69, 0.08);
  color: #1e1b4b;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 6px;
}

@media (max-width: 900px) {
  .goal-presets-strip {
    grid-template-columns: repeat(2, 1fr);
  }

  .ghc-sub-options {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 540px) {
  .goal-presets-strip {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   CALCULATOR HORIZONTAL PARAMS LAYOUT (SIP / SWP / Lump Sum)
   Matches the Goal Planner's horizontal card-based input grid
   ============================================================ */

.calc-stacked-layout {
  display: flex;
  flex-direction: column;
  gap: 36px;
  width: 100%;
}

/* 3 Parameter Boxes in 1 Horizontal Line */
.calc-params-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  align-items: stretch;
}

.calc-param-col {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  margin-bottom: 0 !important;
  min-height: 200px;
}

.calc-param-col .slider-head {
  display: flex !important;
  flex-direction: row !important;
  justify-content: space-between !important;
  align-items: center !important;
  flex-wrap: nowrap !important;
  gap: 8px !important;
  width: 100% !important;
  margin-bottom: 12px !important;
}

.calc-param-col .slider-head label {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy-900);
  white-space: nowrap;
  margin-bottom: 0 !important;
  flex: 0 0 auto;
}

.calc-param-col .slider-num-input,
.calc-param-col .slider-value-badge {
  background: #ffffff !important;
  color: #0b1e3a !important;
  border: 1.5px solid #0b1e3a !important;
  font-family: inherit;
  font-size: 0.88rem;
  font-weight: 800;
  padding: 4px 8px;
  border-radius: 8px;
  box-shadow: 0 2px 6px rgba(11, 30, 58, 0.08);
  text-align: right;
  flex: 0 0 auto;
  width: 106px;
  max-width: 50%;
  outline: none;
  cursor: text;
  transition: border-color 0.2s, box-shadow 0.2s, background-color 0.2s;
}

.calc-param-col .slider-num-input:focus {
  border-color: var(--gold-500) !important;
  box-shadow: 0 0 0 3px rgba(200, 150, 44, 0.25) !important;
  background: #fffdf9 !important;
}

.calc-param-col .slider-num-input:hover {
  border-color: var(--gold-600) !important;
}

/* Ensure all pills fit in 1 single horizontal line without wrapping */
.calc-param-col .quick-pills {
  display: flex;
  gap: 4px;
  flex-wrap: nowrap;
  justify-content: space-between;
  width: 100%;
}

.calc-param-col .pill-btn {
  flex: 1;
  min-width: 0;
  padding: 4px 2px;
  font-size: 0.74rem;
  font-weight: 700;
  text-align: center;
  white-space: nowrap;
}

@media (max-width: 900px) {
  .calc-params-grid-3 {
    grid-template-columns: 1fr;
  }

  .calc-param-col {
    min-height: auto;
  }
}

/* 4 Parameter Boxes in 1 Horizontal Line (for SWP) */
.calc-params-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  align-items: stretch;
}

.calc-params-grid-4 .calc-param-col .pill-btn {
  font-size: 0.68rem;
}

@media (max-width: 1100px) {
  .calc-params-grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .calc-params-grid-4 {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   Projected Value Multi-Series Bar + Line Graph (Reference Design)
   ============================================================ */
.proj-chart-wrap {
  background: #ffffff;
  border-radius: 18px;
  border: 1px solid #e2e8f0;
  padding: 24px 22px 18px;
  box-shadow: 0 10px 30px rgba(15, 29, 54, 0.05);
  margin-top: 24px;
  position: relative;
}

.proj-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 18px;
  padding-bottom: 14px;
  border-bottom: 1px solid #f1f5f9;
}

.proj-chart-title {
  font-size: 1.18rem;
  font-weight: 800;
  color: #0f172a;
  margin: 0;
  display: flex;
  align-items: center;
  gap: 8px;
  letter-spacing: -0.02em;
}

.proj-chart-title svg {
  color: var(--gold-600);
}

.proj-chart-legend {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.proj-leg-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.78rem;
  font-weight: 600;
  color: #475569;
}

.proj-leg-bar {
  width: 14px;
  height: 12px;
  border-radius: 3px;
  display: inline-block;
  background: #2b7cb3;
  box-shadow: 0 1px 3px rgba(43, 124, 179, 0.3);
}

.proj-leg-line {
  width: 18px;
  height: 3px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  position: relative;
  border-radius: 2px;
}

.proj-leg-line.orange {
  background: #f97316;
}

.proj-leg-line.gold {
  background: #eab308;
}

.proj-leg-line.green {
  background: #16a34a;
}

.proj-leg-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #ffffff;
  border: 2px solid;
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.proj-leg-line.orange .proj-leg-dot {
  border-color: #f97316;
}

.proj-leg-line.gold .proj-leg-dot {
  border-color: #ca8a04;
}

.proj-leg-line.green .proj-leg-dot {
  border-color: #16a34a;
}

.proj-canvas-container {
  position: relative;
  width: 100%;
  height: 340px;
  overflow: hidden;
}

.proj-canvas-container canvas {
  width: 100%;
  height: 100%;
  display: block;
  cursor: crosshair;
}

.proj-chart-tooltip {
  position: absolute;
  display: none;
  pointer-events: none;
  z-index: 30;
  background: rgba(15, 23, 42, 0.94);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 12px;
  padding: 10px 14px;
  color: #f8fafc;
  box-shadow: 0 14px 35px rgba(0, 0, 0, 0.35);
  font-family: inherit;
  min-width: 180px;
  transition: opacity 0.15s ease;
}

@media (max-width: 768px) {
  .proj-chart-head {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .proj-chart-legend {
    gap: 12px;
  }

  .proj-canvas-container {
    height: 300px;
  }
}

.proj-range-pills {
  display: inline-flex;
  align-items: center;
  background: #f1f5f9;
  padding: 3px;
  border-radius: 10px;
  gap: 3px;
}

.proj-range-btn {
  border: none;
  background: transparent;
  color: #64748b;
  font-size: 0.74rem;
  font-weight: 700;
  padding: 5px 11px;
  border-radius: 7px;
  cursor: pointer;
  transition: all 0.18s ease;
  font-family: inherit;
  line-height: 1.2;
}

.proj-range-btn:hover:not(.active) {
  color: #0f172a;
  background: rgba(255, 255, 255, 0.85);
}

.proj-range-btn.active {
  background: #0f172a;
  color: #ffffff;
  box-shadow: 0 2px 6px rgba(15, 23, 42, 0.2);
}


/* ============================================================
   CALCULATOR REPORT & SUMMARY TABLES
   ============================================================ */
.calc-report-section {
  margin-top: 36px;
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.calc-report-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 24px;
  box-shadow: var(--shadow);
}

/* Calculator User Guidance & Dynamic Status Banner */
.calc-guidance-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
  border: 1.5px solid #cbd5e1;
  border-left: 4px solid var(--gold-500, #c8962c);
  border-radius: 12px;
  padding: 14px 18px;
  margin-bottom: 22px;
  box-shadow: 0 2px 8px rgba(11, 30, 58, 0.04);
}

.calc-guidance-content {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
}

.calc-guidance-icon {
  width: 36px;
  height: 36px;
  min-width: 36px;
  border-radius: 8px;
  background: rgba(200, 150, 44, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #b45309;
}

.calc-guidance-text {
  font-size: 0.92rem;
  color: #334155;
  line-height: 1.45;
}

.calc-guidance-text strong {
  color: var(--navy-900, #0b1e3a);
  font-weight: 700;
}

.calc-guidance-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: 999px;
  background: #ffffff;
  border: 1px solid #cbd5e1;
  font-size: 0.82rem;
  font-weight: 700;
  color: #047857;
  white-space: nowrap;
}

.calc-report-title {
  text-align: center;
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 6px;
  letter-spacing: 0.01em;
}

.calc-report-subtitle {
  text-align: center;
  font-size: 0.88rem;
  color: #64748b;
  margin-bottom: 18px;
  line-height: 1.4;
}

@media (max-width: 768px) {
  .calc-guidance-banner {
    flex-direction: column;
    align-items: flex-start;
  }
}

.calc-report-table-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.calc-report-table {
  width: 100%;
  border-collapse: collapse;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  overflow: hidden;
  min-width: 520px;
}

.calc-report-table thead th {
  background: linear-gradient(135deg, #dfb24d 0%, #c8962c 52%, #a97718 100%);
  color: #ffffff;
  font-weight: 700;
  font-size: 1rem;
  padding: 14px 18px;
  text-align: center;
  white-space: nowrap;
  letter-spacing: 0.02em;
  border-right: 1px solid rgba(255, 255, 255, 0.2);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.15);
}

.calc-report-table thead th:last-child {
  border-right: none;
}

.calc-report-table tbody td {
  padding: 16px 18px;
  text-align: center;
  font-size: 1.12rem;
  font-weight: 600;
  color: var(--navy-900);
  border-right: 1px solid #e2e8f0;
  border-bottom: 1px solid #e2e8f0;
  background: #ffffff;
}

.calc-report-table tbody td:last-child {
  border-right: none;
}

.calc-report-table tbody tr:last-child td {
  border-bottom: none;
}

/* Status / "Ended In" styling */
.calc-report-table .td-status {
  font-weight: 700;
  color: var(--gold-500);
}

/* Responsive: stack cards vertically on mobile */
@media (max-width: 600px) {
  .calc-report-card {
    padding: 18px 12px;
  }
  .calc-report-title {
    font-size: 1.15rem;
  }
  .calc-report-table thead th {
    font-size: 0.85rem;
    padding: 11px 10px;
  }
  .calc-report-table tbody td {
    font-size: 0.95rem;
    padding: 12px 10px;
  }
}

/* ============================================================
   CALCULATOR REPORT DOWNLOAD & PRINT ACTIONS
   ============================================================ */
.calc-report-actions {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 14px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

.btn-download-pdf {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, #c8962c 0%, #dfb24d 50%, #b88220 100%);
  color: #0b1e42;
  font-family: inherit;
  font-size: 0.98rem;
  font-weight: 800;
  padding: 12px 24px;
  border-radius: 50px;
  border: 1px solid rgba(255, 255, 255, 0.4);
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(200, 150, 44, 0.35);
  transition: all 0.25s ease;
  letter-spacing: 0.02em;
}

.btn-download-pdf:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(200, 150, 44, 0.5);
  background: linear-gradient(135deg, #dfb24d 0%, #f0c562 50%, #c8962c 100%);
  color: #051329;
}

.btn-download-pdf:active {
  transform: translateY(0);
}

.btn-download-pdf.loading {
  opacity: 0.75;
  pointer-events: none;
  cursor: wait;
}

.btn-print-report {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #ffffff;
  color: var(--navy-900);
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 700;
  padding: 11px 20px;
  border-radius: 50px;
  border: 1.5px solid #cbd5e1;
  cursor: pointer;
  transition: all 0.25s ease;
}

.btn-print-report:hover {
  border-color: var(--navy-900);
  background: #f8fafc;
  transform: translateY(-2px);
}

/* ============================================================
   EXECUTIVE PDF LETTERHEAD HEADER (Hidden on normal screen)
   ============================================================ */
.pdf-letterhead {
  display: none; /* Never visible on live interactive web page */
  box-sizing: border-box;
  width: 100%;
  background: #ffffff;
  padding: 16px 20px 14px;
  border-bottom: 3px solid #0b244d;
  position: relative;
  margin-bottom: 22px;
}

.pdf-letterhead::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #c8962c 0%, #dfb24d 60%, #0b244d 100%);
}

.pdf-letterhead-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.pdf-header-left {
  flex: 1;
  text-align: left;
}

.pdf-company-name {
  font-family: 'Inter', 'Segoe UI', sans-serif;
  font-size: 19px;
  font-weight: 900;
  color: #0b244d;
  letter-spacing: 0.03em;
  margin: 0 0 3px;
  line-height: 1.2;
}

.pdf-amfi-badge {
  display: inline-block;
  font-size: 11.5px;
  font-weight: 700;
  color: #15803d;
  background: #ecfdf5;
  padding: 2px 8px;
  border-radius: 4px;
  border: 1px solid #a7f3d0;
  margin-bottom: 6px;
}

.pdf-header-address {
  font-size: 10.5px;
  color: #334155;
  line-height: 1.45;
  margin: 0 0 5px;
  max-width: 480px;
}

.pdf-header-contact {
  font-size: 11px;
  font-weight: 600;
  color: #0f172a;
  line-height: 1.4;
  margin: 0;
}

.pdf-header-contact span {
  margin-right: 14px;
}

.pdf-header-right {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  text-align: right;
  min-width: 220px;
}

.pdf-header-right img {
  height: 72px;
  width: auto;
  object-fit: contain;
  display: block;
}

/* PDF Statement Title & Meta Bar */
.pdf-meta-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #f1f5f9;
  border: 1px solid #e2e8f0;
  border-radius: 6px;
  padding: 8px 14px;
  margin: 14px 0 18px;
}

.pdf-doc-title {
  font-size: 13px;
  font-weight: 800;
  color: #0b244d;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin: 0;
}

.pdf-doc-date {
  font-size: 11px;
  font-weight: 600;
  color: #64748b;
  margin: 0;
}

/* PDF Specific Disclaimer Note */
.pdf-disclaimer-box {
  margin-top: 24px;
  padding: 12px 16px;
  background: #f8fafc;
  border-left: 3px solid #c8962c;
  border-radius: 0 6px 6px 0;
  font-size: 9.5px;
  line-height: 1.5;
  color: #475569;
}

.pdf-disclaimer-box strong {
  color: #0b244d;
}

.pdf-footer-note {
  text-align: center;
  font-size: 9.5px;
  color: #94a3b8;
  margin-top: 14px;
  padding-top: 8px;
  border-top: 1px solid #e2e8f0;
}

/* ============================================================
   BROWSER PRINT STYLES (@media print)
   ============================================================ */
@media print {
  /* Hide UI elements that do not belong in the printed statement */
  .navbar,
  .footer,
  .top-bar,
  .quick-quote-bar,
  .lang-switcher,
  .floating-wa-btn,
  .wa-float,
  .to-top,
  .calc-card-head,
  .slider-group,
  .quick-pills,
  .calc-report-actions,
  .why-sip-grid,
  .faq-section,
  .advisor-cta,
  .btn,
  #navToggle {
    display: none !important;
  }

  body {
    background: #ffffff !important;
    color: #000000 !important;
    font-size: 10pt !important;
    padding: 0 !important;
    margin: 0 !important;
  }

  .calc-card {
    box-shadow: none !important;
    border: none !important;
    padding: 0 !important;
    margin: 0 !important;
  }

  /* Show the PDF letterhead at the top */
  .pdf-letterhead {
    display: block !important;
  }

  .calc-report-table {
    page-break-inside: avoid;
    width: 100% !important;
  }

  .milestone-table {
    page-break-inside: auto;
    width: 100% !important;
  }

  .milestone-table tr {
    page-break-inside: avoid;
  }
}

/* ============================================================
   GEO & AEO Authority, Local Gujarat & Pan-India Hubs
   ============================================================ */
.geo-authority-section {
  background: linear-gradient(180deg, var(--bg-page) 0%, var(--bg-soft) 100%);
  padding: 80px 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.geo-authority-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 40px;
  box-shadow: var(--shadow-lg);
  margin-bottom: 40px;
}

.geo-badge-top {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(200, 150, 44, 0.12);
  color: var(--gold-600);
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 20px;
}

.geo-answer-box {
  background: #fdfbf7;
  border-left: 4px solid var(--gold-500);
  border-radius: 0 16px 16px 0;
  padding: 24px 28px;
  margin: 24px 0 32px;
}

.geo-answer-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.geo-answer-text {
  font-size: 1.02rem;
  color: var(--navy-800);
  line-height: 1.75;
}

.geo-features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  margin-top: 30px;
}

.geo-feature-item {
  background: var(--bg-page);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 22px;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.geo-feature-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 24px rgba(15, 29, 54, 0.06);
  border-color: var(--gold-400);
}

.geo-feature-icon {
  font-size: 1.8rem;
  margin-bottom: 12px;
}

.geo-feature-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 8px;
}

.geo-feature-desc {
  font-size: 0.92rem;
  color: var(--muted);
  line-height: 1.6;
}

.regional-hubs-container {
  margin-top: 50px;
}

.regional-hubs-title {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 20px;
  text-align: center;
}

.regional-city-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
  margin-top: 16px;
}

.city-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 18px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-800);
  box-shadow: 0 4px 10px rgba(0,0,0,0.03);
  transition: all 0.2s ease;
}

.city-tag:hover {
  border-color: var(--gold-500);
  background: #fdfaf3;
  transform: translateY(-2px);
}

.city-tag.primary-hub {
  background: var(--navy-900);
  color: var(--white);
  border-color: var(--navy-900);
}

.city-tag.primary-hub:hover {
  background: var(--navy-800);
}

.regulatory-credentials-bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  background: var(--navy-900);
  color: var(--white);
  border-radius: 14px;
  padding: 20px 30px;
  margin-top: 36px;
  gap: 20px;
}

.reg-cred-info {
  display: flex;
  align-items: center;
  gap: 16px;
}

.reg-cred-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(200, 150, 44, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  flex-shrink: 0;
}

.reg-cred-text strong {
  display: block;
  font-size: 1.05rem;
  color: var(--gold-400);
}

.reg-cred-text span {
  font-size: 0.88rem;
  color: #cbd5e1;
}

.reg-cred-badge {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 8px 18px;
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  color: #f1f5f9;
}

/* ============================================================
   HOME PAGE BLOG SECTION (OUR BLOG)
   ============================================================ */
.home-blog-section {
  padding: 80px 0;
  background: #ffffff;
}

.home-blog-title {
  font-size: 2.25rem;
  font-weight: 800;
  color: #0b1e36;
  text-align: center;
  letter-spacing: -0.02em;
  margin-bottom: 36px;
}

.home-blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-bottom: 40px;
}

.home-blog-card {
  display: flex;
  flex-direction: column;
  background: #ffffff;
  border-radius: 12px;
  overflow: hidden;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.home-blog-card:hover {
  transform: translateY(-4px);
}

.home-blog-media {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 10;
  border-radius: 10px;
  overflow: hidden;
  background: #f1f5f9;
}

.home-blog-media a {
  display: block;
  width: 100%;
  height: 100%;
}

.home-blog-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.35s ease;
}

.home-blog-card:hover .home-blog-media img {
  transform: scale(1.04);
}

.home-blog-date-badge {
  position: absolute;
  bottom: 12px;
  left: 12px;
  background: rgba(15, 23, 42, 0.75);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  color: #ffffff;
  font-size: 0.78rem;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 4px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  pointer-events: none;
  z-index: 2;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}

.home-blog-cal-icon {
  width: 13px;
  height: 13px;
  fill: currentColor;
}

.home-blog-body {
  padding: 18px 4px 4px 4px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.home-blog-item-title {
  font-size: 1.15rem;
  font-weight: 700;
  line-height: 1.38;
  color: #0b1e36;
  margin: 0 0 10px 0;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.home-blog-item-title a {
  color: inherit;
  text-decoration: none;
  transition: color 0.2s ease;
}

.home-blog-item-title a:hover {
  color: #1e5f74;
}

.home-blog-excerpt {
  font-size: 0.9rem;
  color: #64748b;
  line-height: 1.55;
  margin: 0 0 16px 0;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  flex-grow: 1;
}

.home-blog-btn-more {
  align-self: flex-start;
  background: #e2e8f0;
  color: #334155;
  padding: 6px 16px;
  border-radius: 4px;
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s ease;
}

.home-blog-btn-more:hover {
  background: #1e5f74;
  color: #ffffff;
}

.home-blog-cta-wrap {
  text-align: center;
  margin-top: 10px;
}

.home-blog-btn-all {
  display: inline-block;
  background: #1e5f74;
  color: #ffffff;
  font-size: 0.96rem;
  font-weight: 600;
  padding: 12px 36px;
  border-radius: 9999px;
  text-decoration: none;
  box-shadow: 0 4px 16px rgba(30, 95, 116, 0.28);
  transition: all 0.25s ease;
}

.home-blog-btn-all:hover {
  background: #164656;
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(30, 95, 116, 0.38);
  color: #ffffff;
}

@media (max-width: 991px) {
  .home-blog-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }
}

@media (max-width: 640px) {
  .home-blog-section {
    padding: 60px 0;
  }
  .home-blog-title {
    font-size: 1.85rem;
    margin-bottom: 28px;
  }
  .home-blog-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}